MoonPay has introduced Headless Onramps, an API-based crypto checkout system for wallets, exchanges, and apps. The company said the product enables one-tap crypto purchases through Apple Pay, Google Pay, and cards. The rollout covers the United States, the European Economic Area, and more than 100 countries.
MoonPay replaced its hosted widget with a fully embedded API integration for partners. The company said partners can now build white-labeled checkout flows inside their own apps. MoonPay manages payment rails, compliance, and identity verification in the background. The company stated that this structure removes visible third-party redirects during purchases.
Previously, partners used a MoonPay-branded hosted checkout inside their platforms. However, Headless Onramps allows partners to control the entire payment experience. Verified users can complete Apple Pay purchases with one tap inside partner apps. New users complete a lightweight onboarding flow before future purchases become frictionless.
MoonPay said the system supports Apple Pay, Google Pay, and card payments globally. The company stated that many competing solutions remain limited to U.S.-based mobile wallet payments. Headless Onramps operates across the U.S., the EEA, and more than 100 countries. MoonPay described the product as the first headless crypto onramp with this global coverage.
MoonPay confirmed launch partners, including Moonshot, Bitcoin.com, Bread, and Trust Wallet. These partners can now integrate direct crypto purchases within their applications. Users can buy digital assets without leaving the app environment. MoonPay handles compliance checks and identity verification during the process.
The company said verified returning users avoid repeated authentication steps. Apple Pay transactions occur within the partner interface without external redirects. MoonPay stated that the design reflects rising demand for embedded checkout systems. The company added that users expect e-commerce-style one-tap mobile payments.
MoonPay reported that it serves more than 30 million users globally. The company said it supports over 500 enterprise customers across crypto and fintech. Founded in 2019, MoonPay operates in 180 countries. The company stated that Headless Onramps reflects its move toward embedded financial infrastructure.
MoonPay also highlighted features for smaller transactions. Promotional materials state, “Buy SOL with a card in 30 seconds. No KYC for orders under $150.” The company said it powers onramps for major Solana wallets and decentralized applications.
MoonPay said the new API keeps users inside partner apps during purchases. The company confirmed that it manages backend payment infrastructure and compliance. Headless Onramps is now live across supported regions, according to the company.
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