Mutuum Finance shines with 16,450+ holders, $0.06 target

Mutuum Finance has raised over $16 million in its presale, attracting more than 16,400 holders as it advances toward its $0.06 launch price with a beta platform ready on day one.

Mutuum Finance (MUTM) is a decentralized finance protocol that has maintained a solid traction with its presale progressing. The project has already collected over $16 million, had over 16,400 holders, and sold more than 720 million tokens.

At present valued at $0.035 in Phase Six, the token will eventually go live at its established live price of 0.06, which is a big milestone in what analysts have termed as one of the best presales in 2025. This consistent increase highlights the trust that the investors have in the roadmap and utility-based strategy of Mutuum Finance.

Presale performance to date

Mutuum Finance began its presale in early 2025, offering MUTM tokens at just $0.01 in Phase One. Since then, the project has advanced through multiple stages, with each phase increasing the token price by around 15–20%. By the time Phase Five closed, the token had reached $0.030, and today in presale Phase Six it is priced at $0.035.

This progression represents a 250%–350% appreciation compared to the earliest buyers, with the official launch price of $0.06 set to deliver a 500% token value increase from the starting level. Even for those entering during Phase Six, the climb from $0.035 to $0.06 represents a potential near 2x return by launch.

The presale has also attracted broad participation. Mutuum Finance already has a solid base of liquidity and investor confidence with over 720 million tokens sold and over $16 million raised. It is observed that such performance leaves it far ahead of a number of other similar pre-launch projects, most of which find it difficult to attract at least a quarter of that kind of support before takeoff.

Growing holder base and community engagement

The growing community is one of the strongest indicators of the momentum of Mutuum Finance. The project has since had more than 16,450 holders, both retail and larger investors who have put up their money in the presale. Such a high concentration of ownership diminishes its concentration risk and enhances the stability of long-term ecosystems.

Mutuum Finance has also taken the initiative of community engagement by investing in the presale dashboard. The investors will be able to check the balance of their wallets, calculate the possible returns at the time of launching, and their place in the overall ranking. It is important to note that Top 50 holders ranking will offer further incentives where top participants will be rewarded bonus MUTM tokens upon launch.

In addition to this, Mutuum Finance has launched a promotional campaign of a $100,000 giveaway, which would give ten winners $10,000 in MUTM tokens. Such efforts point to the fact that the project pays much attention to community engagement, and its plan to create momentum by using a mixture of systematic incentives and clear communication. According to analysts, more than hype is the fact that the number of holders has been steadily increasing. It demonstrates that the design, tokenomics, and roadmap execution of Mutuum Finance have developed investor confidence.

Roadmap milestones: Beta launch at $0.06

What sets Mutuum Finance apart from many presale projects is its commitment to launching with immediate functionality. According to the roadmap, the beta version of the platform will go live alongside the token launch at $0.06. This means investors will not have to wait months or years to use the protocol. Instead, they will be able to participate in Mutuum Finance’s dual lending markets from day one. In the peer-to-contract (P2C) model, major assets like ETH and USDT can be supplied into liquidity pools, where interest rates adjust dynamically based on utilization. In the peer-to-peer (P2P) marketplace, users can negotiate custom lending agreements, even for assets typically excluded from pooled markets, such as meme tokens like PEPE or DOGE.

Borrowers have options of variable interest rates which fluctuate with the supply and demand of the pool or steady rates which fix the borrower to specific repayment terms but rebalances in case of drastic changes in the conditions. Analysts believe that this flexibility will aim at creating equilibrium between fairness and accessibility, covering both conservative and risk-taking participants.

Meanwhile, depositors are issued with mtTokens which are minted in a 1:1 ratio with the assets deposited. These earning tokens will earn interest depending on the activity of the pool, and they can be staked in the safety module of the platform to receive extra MUTM rewards. In addition, the buy-and-distribute mechanism takes a portion of protocol fees, purchases MUTM from the open market, and redistributes the tokens to mtToken stakers. Experts believe this feature could help support steady buying pressure and reinforce token value over time.

Building toward $0.06 launch

Mutuum Finance has put the issue of security at the centre of its strategy in an industry where trust is the key to adoption or loss. The project has been audited by CertiK with a score of 90/100 in Token Scan, which means that it is one of the better-performing projects in the DeFi sector.

In a continuation of this, Mutuum Finance has launched a bug bounty program of $50,000 and several levels of rewards. This brings in external researchers and developers to check the vulnerabilities prior to launching the system and make sure that the system is tested by external parties.

Together with its non-custodial architecture, where users have control over their assets, and transparent smart contracts, these and its actions make Mutuum Finance a project with serious long-term trust and reliability.

The presale of Mutuum Finance has already established itself in the year 2025. The project has provided a steady growth at each phase having raised more than $16 million and sold 720 million tokens. The structured price increases, from $0.01 in Phase One to $0.035 today, and $0.06 at launch, reflect a presale design built to reward early commitment and sustain momentum.

What makes the project particularly noteworthy, however, is the roadmap. By launching its beta platform by launch, Mutuum Finance will provide immediate utility to participants, setting it apart from presales that debut with little more than a token. Coupled with its dual lending markets, mtTokens, buy-and-distribute model, and security measures including a CertiK audit and bug bounty, the project is laying down the infrastructure for long-term growth.

To learn more about Mutuum Finance, visit the website and its socials.