XRP Price Prediction: Ripple Could Hit $4 This Year But Many Believe XRP 2.0 Has Greater Growth Potential!

The post XRP Price Prediction: Ripple Could Hit $4 This Year But Many Believe XRP 2.0 Has Greater Growth Potential! appeared first on Coinpedia Fintech News

XRP is once again in the headlines. The token has analysts arguing how far it can climb in 2026. While Ripple supporters are eyeing a move toward $4, a growing group of investors believes the bigger opportunity may lie beyond XRP itself.

As price momentum rebuilds and the payments narrative evolves, attention is shifting toward newer projects many are calling “XRP 2.0” with the potential for faster growth.

XRP Price Prediction Points Toward A Potential $4 Breakout

XRP is starting to gain traction once again, although the short-term price movement is dull. After a strong start to 2026, XRP price today has cooled and is hovering just above the $2.00 zone. That pause has not shaken analyst confidence. In fact, fresh XRP news suggests the current structure may be laying the groundwork for a much larger move, with some forecasting a run toward $4 this year.

According to market analyst CRYPTOWZRD, XRP has spent over a year moving sideways, carving out a wide base that closely mirrors past accumulation phases. This same type of structure preceded XRP’s explosive rally during the last bull cycle. His charts show repeated bounces between defined support and resistance levels, a classic sign of long-term accumulation rather than weakness. From a Ripple price prediction standpoint, that kind of consolidation often ends with a sharp breakout.

History adds weight to the thesis. In 2024, XRP broke out of a descending channel after a brief correction and surged from around $0.50 to above $2.00. A similar descending channel has now formed again. XRP has already broken above the upper limit and resistance is concentrated in the range of $3.40 to $3.70. Clearing that zone could open a path toward $4, strengthening bullish XRP price prediction models.

Still, risks remain. Analyst ChartNerd warns that XRP must reclaim and hold $2.26, where key moving averages converge. Failure there could send Ripple price back toward $1.90 before buyers regain control. Even so, many investors now believe that while XRP targets $4, newer “XRP 2.0” payment-focused projects may offer greater upside beyond this cycle.

Remittix Emerges As XRP 2.0 With Bigger Growth Potential

XRP may be targeting $4 this year, but a growing group of investors believes the real growth story sits with what they are calling “XRP 2.0.” That label is increasingly being attached to Remittix.

While Ripple focuses on institutional corridors and legacy integrations, Remittix is building a modern PayFi ecosystem designed for everyday users, businesses and global earners who need crypto to work now, not later. That distinction is why Remittix is gaining attention as the best crypto to buy now among payments-focused altcoins.

Priced around $0.1230, Remittix has already raised over $28.8 million and sold more than 701 million tokens. Unlike speculative chains, its appeal is rooted in function. Users can convert over 40 cryptocurrencies into fiat and settle directly into bank accounts within hours.

No exchanges. No wire delays. No hidden fees. This model mirrors the original promise of XRP, but with faster execution and a consumer-first design that scales beyond institutions.

Why Remittix Is Gaining Traction

• Full PayFi ecosystem bridging crypto and traditional finance in one seamless app
• Audited and team-verified by CertiK and ranked #1 for pre-launch tokens
• BitMart confirmed as first CEX listing with LBank announced after crossing $22M
• Live iOS wallet with crypto-to-fiat platform launching February 9, 2026

Momentum is accelerating fast. Remittix has crossed both the $20M and $22M milestones, secured multiple exchange listings and launched its wallet on the Apple App Store, with Android on the way. A very limited 200% bonus is currently live with only 5 million tokens allocated and 25% sold in the last 24 hours. On top of that, users earn 15% USDT instantly for every successful referral, paid directly to their wallet every 24 hours.

XRP may deliver steady gains, but Remittix is building the next evolution of crypto payments. For investors looking beyond price targets and toward adoption, this is why many believe XRP 2.0 could deliver far greater growth.

Discover the future of PayFi with Remittix by checking out their project here:

Website: https://remittix.io/ 

Socials: https://linktr.ee/remittix 

FAQs

• What Is The Best Cryptocurrency To Buy Right Now?

The best cryptocurrency to buy right now depends on an investor’s risk appetite and goals. Many traders are currently focusing on payment-focused projects with real-world use cases, alongside established assets like Ethereum and XRP, as utility-driven tokens tend to perform well during expansion phases.

• Are Crypto Presales A Good Investment?

Crypto presales can be a good investment for those seeking early exposure and higher upside. Presales that feature audited smart contracts, verified teams, real products and clear exchange listing plans are generally considered safer than concept-only launches.