DXC and Ripple Partner to Deliver Scalable Digital Asset Custody for Banks

DXC Technology (NYSE: DXC) announced on Monday, January 21, 2026, that it has partnered with blockchain payments firm Ripple to deliver scalable digital asset custody and payment solutions for global banks as financial institutions expand regulated crypto services.

The collaboration enables banks to integrate digital asset custody, stablecoin management, and tokenized real-world assets (RWAs) into existing core banking systems. This addresses one of the industry’s primary challenges: adopting blockchain technology without disrupting mission-critical infrastructure or violating regulatory requirements.

This partnership signals a shift from experimental blockchain pilots to production-ready infrastructure within traditional banking, enabling banks to safely expand crypto services.

Also Read: Binance Lists Ripple’s RLUSD, Expanding Institutional Stablecoin Access

DXC and Ripple Combine Core Banking and Blockchain

The solution is built on DXC’s Hogan core banking platform, which supports more than 300 million deposit accounts and over $5 trillion in global deposits, according to DXC disclosures.

By integrating Ripple’s enterprise blockchain technology, banks gain access to secure custody, real-time settlement, and programmable payment functionality.

Ripple’s infrastructure allows institutions to manage stablecoins, tokenized securities, and RWAs while enabling real-time transfers between traditional bank accounts, blockchain wallets, and decentralized platforms. DXC stated that the approach minimizes operational risk by running blockchain services alongside existing systems rather than replacing them.

Addressing Regulatory and Operational Pressures

There is growing pressure on banks to upgrade their existing infrastructure and adhere to the latest regulations in different geographies. Ripple Payments facilitates cross-border payments and liquidity management, and Ripple Custody is a digital asset storage solution suitable for a regulated financial environment offered by Ripple.

The DXC-Ripple provides a plug-and-play approach that enables banks to use blockchain services, including programmable payments and asset tokenization, without having to change their banking infrastructure.

This shortens the implementation period and retains governance, auditability, and trust with the customer. The solution complies with the guidelines provided by the SEC and the EU regulation, MiCA, which will have a wider implementation in 2026.

Accelerating Institutional Blockchain Adoption

FinTechs will be able to have compliant access to banking infrastructure, thus paving the way for the migration of blockchain proof of concepts to enterprise-ready solutions.

Analyst Leonidas highlights that the partnership between enterprise technology companies and blockchain technology companies will make the process of adopting blockchain easier due to the knowledge of compliance that enterprise technology companies have.

In the case of banks, it offers them the ability to provide digital asset-related services while maintaining the stability of their operations.

With the growth of regulated custody and tokenization solutions, investors and traders can also look forward to greater integration between banking and blockchain networks, fostering wider institutional participation in the digital asset economy.

Also Read: Ripple’s 2026 Vision: Crypto Adoption for Fortune 500