DBS Altitude Card Guide 2026: Miles, Benefits, Lounge Access & Fees

Looking for a travel card that actually makes your overseas spending work for you?

The DBS Altitude Card is one of Singapore’s most popular options for earning air miles, enjoying lounge access, and travel perks. But in 2026, with more travel cards offering zero foreign transaction fees and multi-currency flexibility, is it still worth it?

This guide breaks down everything you need to know — from benefits, miles, promotions, and fees to comparisons with multi-currency cards like YouTrip.

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TL;DR

While it’s a solid choice for frequent travellers, those seeking zero foreign transaction fees and multi-currency flexibility might consider a travel card like YouTrip for everyday overseas spending.

Table of Contents:

1. What is the DBS Altitude Card?
2. DBS Altitude Card Benefits
3. Annual Fee
4. Requirements & Foreign Transaction Fee
5. Miles and Points
6. Promotions
7. Lounge Access & Priority Pass
8. DBS Altitude Card vs YouTrip
9. Pros & Cons
10. Alternative options
11. FAQs

What is the DBS Altitude Card?

Image credits: MoneySmart

The DBS Altitude Card is a travel credit card designed for Singaporeans and PRs who are looking to turn everyday spend into air miles, access some lounge perks, and enjoy travel‑related benefits. The card is available in both Visa Signature and American Express versions.

• Priority Pass lounge access
• Bonus miles and seasonal promotions

It’s positioned as a premium option for frequent flyers.

Related guides: Best Singapore Credit Card For Overseas Spending

DBS Altitude Card Benefits

Key benefits of the DBS Altitude Card include:

• Air Miles Rewards: Earn up to 2.2 miles per S$1 on overseas spend and 1.3 miles locally (1  DBS Point = 2 miles).
• Priority Pass Lounge Access: 2 complimentary visits/year (Visa only).
• Points Conversion: DBS Points can be converted to air miles or vouchers.
• Promotions: Bonus miles for first spend, flights, or partner hotels.

Related guides: Best DBS Miles Credit Cards In Singapore

Annual Fee

• Annual Fee: S$196.20 (inclusive of GST), waived in the first year

• Fee Waiver for Subsequent Years: From August 2026, the spend-based waiver (previously triggered at S$25,000/year) is being scrapped. You can still try requesting a discretionary waiver via DBS digibank — though it’s no longer guaranteed. If you do pay the fee, you’ll get 10,000 bonus miles on renewal.
  
• Supplementary Card Fee: S$98.10

Requirements & Foreign Transaction Fee

• Eligibility:
  • 21 to 75 years old
  • Singaporeans/PRs: Min. annual income of S$30,000/year (≤55 yrs) or S$15,000/year (56+ yrs)
  • Foreigners: Min. annual income of S$45,000

• Foreign Transaction Fee: Up to 3.25%

Related guide: Wise Card Singapore Guide: Fees, Limits, Exchange Rates

Miles and Points

• Overseas Spend: Up to 2.2 miles per S$1
• Local Spend: 1.3 miles per S$1
• Points Conversion: DBS Points → KrisFlyer, AirAsia Miles, or Qantas Frequent Flyer; a S$27.25 admin fee applies per conversion, with an optional automatic KrisFlyer conversion available at S$43.60/year
• Points Expiry: No expiry on DBS Points earned

Promotions

New-to-DBS cardholders who apply by 12 May 2026 and spend S$800 within 60 days can pick between 28,000 bonus miles or a Samsonite FLATFORM Spinner 28″ with Foldable Duffle Bag (worth ~S$740). Paying the first-year annual fee upfront bumps the miles option to 38,000. You’ll need a valid DBS PayLah! account to qualify for the full bonus — without it, you get 25,000 miles instead.

Worth noting: the card’s previously popular 3 mpd on online flight and hotel bookings — along with bonus rates for Kaligo and Expedia — have been quietly discontinued over the past year.

Check DBS’s official site for current promo codes and full terms before applying.

Related guide: DBS Multi-Currency Account (MCA) Guide: Features, Exchange Rates, Fees

Lounge Access & Priority Pass

• Access 1,700+ lounges worldwide via Priority Pass
• 2 free visits/year (Visa)
• Ideal for travellers who value comfort and quiet before flights

DBS Altitude Card vs YouTrip

Related guide: Instarem Amaze Card Singapore Guide: Fees, Rewards & Is It Worth It?

Pros & Cons

Pros

• High miles earning: Up to 2.2 miles/S$1
• No expiry on DBS Points
• Lounge access: 2 free visits/year (Visa)
• Bonus miles on annual fee payment
• First-year fee waived

Cons

• 3.25% foreign transaction fee (Visa); 3% (Amex)
• Spend-based annual fee waiver (S$25,000/year) being removed from August 2026
• Points transfer fee: S$27.25 per conversion
• Minimum transfer blocks: 10,000 miles
• Bonus earn rates for flights and hotels (Kaligo, Expedia, 3 mpd online) discontinued
• Lounge access (Priority Pass) available on Visa version only

Related guide: OCBC Multi-Currency Account Guide: OCBC Global Savings Account

Alternative Option: YouTrip

If you’re comparing the DBS Altitude Card against other alternatives in Singapore, one of the most popular would be YouTrip.

YouTrip is a multi-currency e-wallet and prepaid Mastercard designed for travellers. It supports spending in 150+ countries with zero foreign transaction fees and lets you lock in competitive rates across 12 popular currencies.

YouTrip is especially useful if you want to lock in favourable exchange rates before your trip, spend without worrying about DCC, or withdraw money overseas without hefty fees.

 Read next: Check out our guide to the best multi-currency cards for the biggest savings here

FAQs:

Get the Best Rates with YouTrip Today!

The DBS Altitude Card is ideal for frequent travellers who want air miles and lounge access. Its annual fee and foreign transaction charges are worth considering. But if your priority is saving money while travelling, YouTrip’s better FX rates, zero annual fees, and broader currency support usually make it the smarter choice.

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Bon voyage!

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