Wirex and Crossmint Announce Card Integration to Connect Stablecoin Wallets and Real-World Spending

Gives fintechs an integrated stack to rapidly deliver compliant, stablecoin-backed payment and financial products

Stablecoin-backed cards have become one of the fastest-growing segments in digital payments — crypto card volume has grown at 106% annually since 2023, reaching an $18 billion annualized market by late 2025, nearly matching the scale of all peer-to-peer stablecoin transfers. Fintechs know the opportunity. The problem is building for it. Launching a stablecoin-funded card product has required assembling a wallet provider, a card issuer, and a compliance framework separately. This is a process that can take months and significant engineering resources. Most fintechs never get there.

Today, Wirex and Crossmint are announcing an integration to change that. The two companies have directly connected Crossmint’s smart wallet and stablecoin orchestration infrastructure with Wirex’s card issuance platform, giving fintechs a single connected stack that takes users from stablecoin balance to real-world spending. What previously required separate relationships with a wallet provider, a card issuer, and a compliance framework can now be deployed in days.

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Closing the Gap Between Stablecoins and Everyday Spending

The integration builds on an existing relationship. Wirex previously selected Crossmint’s smart wallet and stablecoin orchestration infrastructure to power its own next-generation wallet architecture. Extending that to every fintech building on Crossmint is the natural next step.

“This is what it looks like when two pieces of infrastructure are built to fit together,” said Daniel Rowlands, General Manager, Onchain Finance at Wirex. “Fintechs can now give their users a Wirex debit card funded directly from a Crossmint wallet, and as they grow, the full BaaS stack is there when they need it.”

“The gap between holding stablecoins and spending them has always been an integration problem,” said Rodri Fernández Touza, Co-Founder of Crossmint. “You needed a wallet provider, a card issuer, and a compliance framework, all connected. This closes it. Fintechs get one stack, and their users get a Wirex debit card funded directly from their Crossmint wallet. Stablecoins become spendable, not just holdable.”

How it Works

Crossmint handles the wallet and stablecoin orchestration layer, creating and managing smart wallets, abstracting blockchain complexity, orchestrating cross-chain stablecoin flows, and processing on-chain transactions. Wirex handles the regulated financial services layer: card issuance, banking accounts, and payment rails that most fintechs would otherwise spend months procuring separately.

The result: a fintech building on Crossmint can now offer their users a Wirex debit card funded directly from their stablecoin wallet. Virtual and physical cards accepted at 80+ million merchants worldwide, with Apple Pay and Google Pay support, without building the connection themselves. Card issuance is live today.

Beyond Cards

Card issuance is where the integration starts, not where it ends. The combined Wirex and Crossmint stack is designed to grow with the fintechs building on it, from cards today, toward a fuller neobank experience over time. Looking further ahead, the same infrastructure is also positioned to serve the emerging needs of agentic finance, where AI agents will need to hold, move, and spend stablecoin balances autonomously.

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