When you think of Darth Vader, you probably think of the villain — dark mask, heavy breathing, commanding the Death Star. But before he…Continue reading on Coinmonks »When you think of Darth Vader, you probably think of the villain — dark mask, heavy breathing, commanding the Death Star. But before he…Continue reading on Coinmonks »

The Death Star of Crypto: Why Retail Keeps Getting Pulled Into Orbit

2025/08/22 00:04
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When you think of Darth Vader, you probably think of the villain — dark mask, heavy breathing, commanding the Death Star. But before he was Vader, he was Anakin. Brilliant, powerful, and in many ways, the hero people wanted to believe in.

That’s Coinbase in crypto. Both bad and good. Both Vader and Anakin.

Coinbase gives retail the cleanest on-ramp into this economy. It’s the bridge most people cross when they finally decide to put some money into Bitcoin or Ethereum. It’s easy, it’s sleek, and it feels safe — like Anakin, the Jedi prodigy.

But then there’s the Vader side. The part that pulls new investors into orbit with narratives — Altseason, Banana Zones, even the September rate cut setup we keep hearing about. These signals aren’t always signals. Sometimes they’re sirens. And if you’re not careful, you end up on the wrong side of the trade.

The most dangerous of these narratives is Altseason. It’s sold like a rebellion rising — all alt coins banding together as freedom fighters against the Empire. But let’s be honest: not every alt is flying an X-Wing.

Some alts may actually look like the Rebel fleet. Ethereum isn’t an “alt” at all — it’s the operating system of Web3, the backbone where real building happens. But plenty of…

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US Regulator Signals Guidance on Stablecoins, Tokenized Deposit Insurance

US Regulator Signals Guidance on Stablecoins, Tokenized Deposit Insurance

The Federal Deposit Insurance Corporation is considering guidance for tokenized deposit insurance. The agency also plans to introduce an application process for stablecoins by the end of this year.Digital assets meet tradfi in London at the fmls25Stablecoins’ market capitalization reached $193 billion by 1 December last year, with transaction volumes of $27.1 trillion by November, nearly triple the previous year. Analysts project the sector could reach $3 trillion within five years. Excluding stablecoins, tokenized real-world assets rose over 60% to $13.5 billion, mainly in private credit and U.S. Treasurys.Regulator Signals Rules for Tokenized DepositsActing FDIC Chair Travis Hill said at the Federal Reserve Bank of Philadelphia’s Fintech Conference that guidance on tokenized deposit insurance will eventually be released. “My view for a long time has been that a deposit is a deposit. Moving a deposit from a traditional-finance world to a blockchain or distributed-ledger world shouldn’t change the legal nature of it,” Hill said, according to Bloomberg.Regulator Sets Capital, Risk StandardsThe FDIC insures deposits at regulated banks. Hill said the agency is developing a framework for stablecoin issuance under the GENIUS Act. The regulator is working on standards for capital, reserves, and risk management. As of Friday, the stablecoin market capitalization was about $305 billion. In 2024, BlackRock launched a tokenized money market fund called BUIDL.JUST IN: 🇺🇸 FDIC drafts guidance for tokenized deposit insurance to help banks expand into digital assets. pic.twitter.com/HOLc3IvckI— Crypto India (@CryptooIndia) November 14, 2025UK Consultation Targets Systemic Stablecoin RiskMeanwhile, across the Atlantic, the Bank of England has opened a consultation on regulating sterling-denominated stablecoins. The framework targets tokens widely used for payments that could pose risks to financial stability. Proposed rules would require issuers to back part of their liabilities with BoE deposits and the remainder with short-term UK government debt. Limits on holdings would apply: £20,000 per coin for individuals and up to £10 million for businesses, with some exemptions. HM Treasury will designate systemically important providers, subject to BoE supervision. This article was written by Tareq Sikder at www.financemagnates.com.
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Financemagnates2025/11/14 18:11