Plume Tests Onchain Payroll With WisdomTree Fund in Tokenized Wages Pilot

• Plume has launched a payroll pilot with Toku and WisdomTree that lets eligible employees take part of their salary in WTGXX fund shares.
• The programme is designed to test whether tokenized, yield-bearing funds can be delivered through ordinary payroll rails rather than separate investment apps.

Plume is trying to move tokenized funds a little closer to everyday finance, and payroll is where it has chosen to start.

The company said it has launched a pilot with payroll infrastructure provider Toku and asset manager WisdomTree that allows eligible employees to receive a portion of their wages directly in shares of WisdomTree’s tokenized money market fund, WTGXX.

The idea is fairly simple, but the implication is bigger than it first sounds. Instead of getting paid entirely in cash and then deciding whether to invest, employees can have part of their compensation arrive already parked in a yield-bearing onchain asset.

Payroll becomes a new rail for tokenized funds

That matters because tokenized real-world assets have mostly been framed as investment products. Plume is testing whether they can also fit into familiar financial workflows, using payroll as a distribution rail rather than asking users to go through exchanges, wallets and manual transfers after payday.

James Huang, head of operations at Plume, said payroll is one of the most widely used financial rails in the world but has “barely evolved,” adding that the pilot is meant to show how tokenized assets can move beyond niche investment use and into everyday financial infrastructure.

A tokenized wage experiment with a regulated fund underneath

WTGXX sits at the centre of the structure. WisdomTree’s tokenized money market fund provides the underlying asset, while Toku plugs the programme into existing payroll systems and Plume handles the compliant onchain delivery layer. Participation is voluntary and subject to eligibility requirements, including wallet verification tied to WisdomTree Prime.

For crypto, the pilot is notable because it skips the usual consumer pitch. This is not about trading or speculation. It is about whether tokenized funds can show up inside the most ordinary financial routine people have, getting paid, and start earning yield from that moment forward.