SWIFT Explores Blockchain Settlement, Opens Path to XRP via Thunes

• SWIFT’s Thunes integration links the XRP token’s access to over 11,000 banks,
• SWIFT is building a blockchain layer with 25+ banks for cross-border payments.
• XRP becomes an optional liquidity rail inside existing banking flows and not a rival.

SWIFT’s latest blockchain push is starting to connect XRP to global banking rails, not replacing the payments network but plugging into it. Through a new integration with Thunes, SWIFT’s network now has indirect access to Ripple’s infrastructure.

This includes the ability to use XRP as a bridge asset for cross-border liquidity. Since SWIFT connects over 11,000 banks, the reach is already there. 

SWIFT Moves Toward 24/7 Blockchain Settlement

SWIFT confirmed it is building a blockchain-based layer for cross-border payments, with an initial rollout involving more than 25 banks by June 2026.

The system runs on an EVM-compatible setup using Hyperledger Besu. It introduces a shared ledger that records and validates payment commitments between banks.

Banks still control funds and settlement, while SWIFT coordinates the flow. Payments can run 24/7 instead of fixed windows.

XRP Enters the Flow Through Thunes

The Thunes integration is where XRP comes into play. Payment routing now follows a clear path. Institutions send via SWIFT, SWIFT connects to Thunes, Thunes connects to Ripple’s network, and XRP can be used for liquidity if needed.

Nothing forces banks to use XRP, but the option now exists inside the system they already use. For large cross-border transfers, faster settlement and lower costs become the deciding factor, and this is where XRP fits.

XRP Price Holds Key Support

XRP is trading around $1.34 after a steady decline from the $2.40 region. Prices are down more than 5% in the past week, and the structure shows that the price is compressing below resistance near $1.49 while holding support around $1.20. According to CoinMarketCap data, the volume has shot up more than 15% in the past 24 hours as well.

Interestingly, a break above resistance opens a move toward $1.84 and $2.40, and a loss of support exposes downside toward $0.92. Momentum remains weak for now, with capital flow indicators still negative.

On the other hand, the accumulation/distribution indicator on the weekly chart shows a gradual sell-off from the peaks of 2025. The Chaikin money flow (CMF) shows that with prices dropping, money has also flowed out of XRP. 

Related: Will XRP Remain in a Downtrend in 2026? Insights from Grok, Claude, and ChatGPT