Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14525 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Digital Asset Treasuries Face mNAV Collapse, Standard Chartered Warns

Digital Asset Treasuries Face mNAV Collapse, Standard Chartered Warns

The post Digital Asset Treasuries Face mNAV Collapse, Standard Chartered Warns appeared on BitcoinEthereumNews.com. The boom in digital asset treasury (DAT) companies — fueled by the success of Strategy’s Bitcoin-buying — has shone a spotlight on cryptocurrencies such as Bitcoin (BTC), Ether (ETH) and Solana (SOL). However, that spotlight has dimmed in recent weeks as the market net asset values (mNAVs) of many DATs collapsed, exposing smaller firms to growing risks, Standard Chartered warned Monday. In the world of DATs, mNAV measures the ratio of a company’s enterprise value to the value of its cryptocurrency holdings. An mNAV above 1 allows a firm to issue new shares and keep accumulating digital assets. Below that threshold, it becomes far harder — and less prudent — to expand holdings. Standard Chartered noted that several high-profile DATs have recently slipped below that critical level, effectively shutting off their ability to keep buying.  “The recent collapse in DAT mNAVs will likely drive differentiation and market consolidation,” the bank said. “Differentiation will favour the largest in breed, cheapest funders and those with staking yield” — a nod to big, liquid players like Strategy (MSTR) and Bitmine (BMNR), as well as firms able to raise money through low-cost debt. The research tracked companies including Strategy, Bitmine, Metaplanet (MTPLF), Sharplink Gaming (SBET), Upexi (UPXI) and DeFi Development Corp (DFDV), highlighting how their valuations have compressed in recent weeks. Digital asset treasuries’ mNAVs have been under broad pressure since June. Source: Standard Chartered According to the bank, mNAV suppression is being driven by market saturation, growing investor caution, unsustainable business models and the rapid expansion of Ether and Solana treasury strategies.  “We see market saturation as the main driver of recent mNAV compression,” the analysts wrote, noting that Strategy’s success in acquiring Bitcoin already spawned 89 imitators. If mNAVs remain depressed, Standard Chartered expects consolidation across the sector, with larger players potentially…

Author: BitcoinEthereumNews
New Cryptocurrency Mutuum Finance (MUTM) Raises $15.8M as Phase 6 Reaches 40%

New Cryptocurrency Mutuum Finance (MUTM) Raises $15.8M as Phase 6 Reaches 40%

Dubai, UAE, 16th September 2025, Chainwire

Author: CryptoPotato
Những Altcoin Hàng Đầu Cần Theo Dõi Khi Các Tập Đoàn UK-US Đẩy Mạnh Việc Kết Nhập Tài Sản Kỹ Thuật Số vào Tech Bridge

Những Altcoin Hàng Đầu Cần Theo Dõi Khi Các Tập Đoàn UK-US Đẩy Mạnh Việc Kết Nhập Tài Sản Kỹ Thuật Số vào Tech Bridge

Một liên minh gồm các hiệp hội hàng đầu trong lĩnh vực tài chính, công nghệ và kỹ thuật số đã gửi thư tới chính phủ Anh, kêu gọi đưa Công nghệ Sổ Cái Phân Tán (DLT) trở thành một trụ cột chính trong khuôn khổ UK-US Tech Bridge. UK-US Tech Bridge là một sáng […]

Author: Bitcoinist
Cardano News Today: ADA vs ETH Attention Shifts as MAGACOIN FINANCE Joins Hidden Gem Watchlists

Cardano News Today: ADA vs ETH Attention Shifts as MAGACOIN FINANCE Joins Hidden Gem Watchlists

Cardano and Ethereum are drawing attention with recent upgrades, while MAGACOIN FINANCE is appearing on hidden gem watchlists as altcoin interest spreads.

Author: Blockchainreporter
Best Solana Meme Coins to Buy as $SOL Tests $250 After $1.35B Treasury Buy

Best Solana Meme Coins to Buy as $SOL Tests $250 After $1.35B Treasury Buy

Solana continues to impress investors, who are now more keen than ever to pour larger and larger sums of money […] The post Best Solana Meme Coins to Buy as $SOL Tests $250 After $1.35B Treasury Buy appeared first on Coindoo.

Author: Coindoo
AgoraLend Changes the Game Making it the Best Crypto to Buy

AgoraLend Changes the Game Making it the Best Crypto to Buy

The post AgoraLend Changes the Game Making it the Best Crypto to Buy appeared on BitcoinEthereumNews.com. A new player has entered the crypto arena to shake things up. Meet AgoraLend ($AGORA). AgoraLend ($AGORA) is drawing a lot of comparisons to early DeFi titans like Aave, but it’s built to move faster and hit harder. While Aave and others laid the groundwork for billion-dollar lending platforms, AgoraLend is here to take that a step further, with a focus on speed, scalability, and community rewards. Outperforming the Old Guard What makes AgoraLend unique is that it’s all about breaking away from old rules. It was designed to solve the common issues seen in traditional DeFi. By operating on multiple EVM chains, it maintains very low transaction fees, sometimes just a few cents! But the real game-changer is its revenue-sharing model. A massive 40% of the protocol’s revenue is used to buy back and burn tokens, making $AGORA a truly deflationary asset. This means the more people use the platform, the more valuable your tokens become. Plus, with permissionless lending, anyone can list a token and get liquidity without needing some kind of committee to approve it. It’s DeFi that’s finally open to everyone. Your Chance to Get in Early AgoraLend ($AGORA) has a clear plan for growth. Its presale is structured in 22 stages, with the price increasing at each step. The earlier you get in, the better the deal you get. It’s like a built-in advantage for early supporters. The presale has already had a strong start, raising over $127K and attracting significant attention. Analysts are very optimistic, with some even predicting that $AGORA could surge by 1,500% by 2030, possibly reaching $0.08. By comparing AgoraLend to Aave, you get a clear idea of a potential price path and what to expect in the long term. Aave withstood the market downturn, showing strong potential for quality DeFi…

Author: BitcoinEthereumNews
Chainlink Oracles Power Real-Time Market Data for EU-Regulated Exchange 21X on Polygon

Chainlink Oracles Power Real-Time Market Data for EU-Regulated Exchange 21X on Polygon

Chainlink’s collaboration with 21x allows investors to access verified price and bid-ask data, with Black Manta Capital’s UBS USD Money Market Fund. Future phases aim to expand beyond post-trade reporting to include pre-trade data and broader asset classes, enhancing transparency, collateral utility, etc. Chainlink has now extended its footprint into the EU’s regulated financial markets [...]]]>

Author: Crypto News Flash
Helius and Pantera Capital Bets Big on Solana With $500M Public Treasury Play

Helius and Pantera Capital Bets Big on Solana With $500M Public Treasury Play

TLDR: Helius secured $500M in funding led by Pantera and Summer Capital to build a public Solana treasury company. The $HSDT strategy will acquire SOL as its main reserve asset and scale holdings over the next 12–24 months. Incoming director Joseph Chee and Pantera’s Dan Morehead will oversee treasury operations and market strategy. $750M in [...] The post Helius and Pantera Capital Bets Big on Solana With $500M Public Treasury Play appeared first on Blockonomi.

Author: Blockonomi
Epoch Protocol’s Successful Raise for Composable Solver Networks to Improve DeFi

Epoch Protocol’s Successful Raise for Composable Solver Networks to Improve DeFi

The post Epoch Protocol’s Successful Raise for Composable Solver Networks to Improve DeFi appeared first on Coinpedia Fintech News The decentralized finance landscape has reached an inflection point. With total value locked approaching $100 billion across dozens of chains, DeFi’s success has paradoxically created its greatest challenge: a fragmented ecosystem where optimal execution requires navigating an increasingly complex maze of protocols, bridges, and liquidity pools. Epoch Protocol, positioning itself as the Universal Coordination Layer …

Author: CoinPedia
Helius launches a $500 million treasury on Solana: shares over 200%

Helius launches a $500 million treasury on Solana: shares over 200%

A stake of over 500 million dollars on Solana shines the spotlight on Helius Medical Technologies (Helius).

Author: The Cryptonomist