Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14429 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Paul Atkins Pushes for On-Chain Capital Raising With Certainty

Paul Atkins Pushes for On-Chain Capital Raising With Certainty

The post Paul Atkins Pushes for On-Chain Capital Raising With Certainty appeared on BitcoinEthereumNews.com. Paul Atkins, Chairman of the U.S. Securities and Exchange Commission, delivered a keynote address at the OECD’s inaugural Roundtable on Global Financial Markets in Paris. He advocated for clear rules that facilitate innovation, increase international collaboration and lower obstacles for entrepreneurs raising capital on-chain. Paul Atkins Pledges Framework To Ease Legal Doubts Regarding Crypto In his keynote speech, the SEC chair that the agency will cease to rely on selective enforcement but offer predictable rules. The SEC chair emphasized that entrepreneurs must be able to raise capital without facing endless legal uncertainty. He said that most crypto tokens cannot be classified as securities. He criticized past SEC approaches that forced crypto firms to spend more resources on legal defenses than on building businesses. According to Atkins, this act drove jobs and innovation abroad. He further said that the SEC’s Project Crypto initiative is designed to modernize regulations and give digital platforms the ability to offer trading, lending, and staking under one regulatory framework. Paul Atkins vowed to change that by fostering a business climate that encourages startups and innovators to build in the United States. President Trump has directed the SEC to lead efforts that will make America the world’s crypto capital, with regulators aligning their work under a new blueprint from the President’s Working Group on Digital Asset Markets. Atkins Stresses Global Cooperation and Technology’s Role in Future Finance Atkins also highlighted the importance of international cooperation. He commended the early adoption of the MiCA framework for digital assets in Europe and asked for a deeper cooperation between the U.S. and the European Union. Senate Democrats also released their Clarity Act framework, showing their support towards clearer rules for the cryptocurrency and blockchain industry. Paul Atkins also explained how the technology of artificial intelligence is transforming the world of…

Author: BitcoinEthereumNews
Alabama Senator warns GENIUS Act could devastate rural banks

Alabama Senator warns GENIUS Act could devastate rural banks

Alabama State Senator Keith Kelley warns that the new GENIUS Act could threaten rural banks.

Author: Cryptopolitan
SEC’s Paul Atkins calls for certainty in on-chain capital raising rules

SEC’s Paul Atkins calls for certainty in on-chain capital raising rules

The post SEC’s Paul Atkins calls for certainty in on-chain capital raising rules appeared on BitcoinEthereumNews.com. The world of digital assets has entered a brave new path courtesy of the U.S. Securities and Exchange Commission (SEC ) Chair Paul Atkins. Addressing the OECD Roundtable on Global Financial Markets, he argued for certainty in on-chain capital raising rules.  He said entrepreneurs shouldn’t confront “endless legal uncertainty as they build in the U.S.” Atkins reiterated his belief that most crypto tokens are not securities, which directly contrasts with how the SEC has been doing things for the last 10 years. He stated the agency needs to cease relying on ad hoc enforcement under case law and provide clear, predictable road rules for entrepreneurs and investors. SEC charts a new course with rulemaking Atkins’ speech focused on Project Crypto, a wide-ranging regulatory operation that has the support of President Donald Trump’s administration. The project aims to update securities laws for the digital age and intends to help prepare capital markets to run fully on-chain. U.S. financial regulation has rested on analog-era principles for decades. Project Crypto aims to change that by rewriting fundamental rules that better suit blockchain, tokenized assets, and decentralized systems. Atkins believes that a system designed for paper stock certificates is ill-equipped to deal with tokenized equities, decentralized exchanges, or algorithmic stablecoins. This will entail the SEC issuing straightforward, consistent definitions around when a token is considered a security and when it is not. The clarity can be expected to assist investors, entrepreneurs, and exchanges in understanding how to come into compliance without fear of being sued out of the blue or accepting the regulatory interpretations of the day. Atkins said that recent years of regulatory inconsistency had throttled innovation and driven talent overseas. He told the OECD audience that American entrepreneurs had been forced to spend more money on lawsuits than on developing their products,…

Author: BitcoinEthereumNews
Shiba Inu (SHIB) Latest Developments and What is the Best New Cryptocurrency to Invest Today

Shiba Inu (SHIB) Latest Developments and What is the Best New Cryptocurrency to Invest Today

The post Shiba Inu (SHIB) Latest Developments and What is the Best New Cryptocurrency to Invest Today appeared on BitcoinEthereumNews.com. Shiba Inu (SHIB) is still firm as investors and traders look forward to the latest news. Meanwhile, Mutuum Finance (MUTM) is making headlines with its new lending technologies and community-driven growth strategies, hence becoming a force to reckon in DeFi. This new altcoin, which is currently at a mere $0.035 has seen more than $16,150 interested investors buy it. Shiba Inu (SHIB) Sweep-Up Narrows Investor Demand Shiba Inu sits at approximately $0.00001255, with little action during the last trading periods. The token remains to function well in the cryptocurrency market due to a strong community and further ecosystem development. SHIB price action still remains in consolidation phase, with investors watching overall direction and making sure to invest cautiously. In addition, interest is slowly dispersing toward new platforms, like Mutuum Finance (MUTM), which indicates an interest shift within the cryptocurrency market. Mutuum Finance Stage 6 FOMO Investors are now purchasing MUTM tokens at $0.035 in Stage 6 of presale. Waiting for Stage 7 costs an additional 14.3% per token. To date, the coin has been accumulated by over 16,150 supporters and raised over $15.5 million in funds, demonstrating a high level of market interest and demand. Official Bug Bounty Program Mutuum Finance, in partnership with CertiK, has launched an official $50,000 USDT Bug Bounty Program. The developers reward individuals who discover bugs in the project’s codebase on a four-level scale of seriousness: critical, major, minor, and low. The program guarantees any potential bugs are fixed to enhance platform security and protect investors and users. Price Discovery Precise price data is necessary for borrowing, lending, and liquidation to be secure. Mutuum Finance makes use of Chainlink oracles to provide market prices in USD and local tokens such as ETH, MATIC, and AVAX to the system. Fallback oracles, combined feed data, and time-weighted…

Author: BitcoinEthereumNews
SEC pushes back decisions on BlackRock and Franklin crypto ETFs

SEC pushes back decisions on BlackRock and Franklin crypto ETFs

The SEC postponed decisions on Franklin Templeton and BlackRock crypto ETF proposals.

Author: Cryptopolitan
‘Crypto’s Time Has Come,’ Says SEC Chair Paul Atkins Amid Market Rally ⋆ ZyCrypto

‘Crypto’s Time Has Come,’ Says SEC Chair Paul Atkins Amid Market Rally ⋆ ZyCrypto

The post ‘Crypto’s Time Has Come,’ Says SEC Chair Paul Atkins Amid Market Rally ⋆ ZyCrypto appeared on BitcoinEthereumNews.com. Advertisement &nbsp &nbsp US SEC Chair Paul Atkins has declared that digital assets are poised for mainstream adoption, sending cryptocurrency prices on a rally. Atkins disclosed that the US has its eyes on becoming the global crypto capital, but will remain open to collaboration with international counterparts. Crypto Eyes Mainstream Adoption With US Leading The Charge Paul Atkins, US SEC Chair, has stated that the window for cryptocurrencies to record mainstream adoption is open after years of a brutal regulatory witchhunt. Atkins made the declaration in a keynote address at the Inaugural OECD roundtable on global financial markets in France. According to Atkins, the US SEC has abandoned its previous stance against the cryptocurrency industry, characterized by a shift from regulation to enforcement. The SEC Chair noted that the last direction policy drove talent and capital out of the US, with remaining firms splurging millions to build legal defenses. “An invasion of armies can be resisted, but not an idea whose time has come,” said Paul Atkins, quoting Victor Hugo. “And today, ladies and gentlemen, we must admit that: crypto’s time has come.” Going forward, Atkins disclosed that the SEC will pursue the development of “clear and predictable” rules for digital asset service providers. Already, the SEC has declared that most cryptocurrencies are not securities, with Atkins hinting that the SEC will “draw the lines clearly” for a distinction. Advertisement &nbsp Armed with clear rules, Atkins noted that the SEC will support on-chain capital raises without legal and regulatory bottlenecks. Furthermore, the US SEC Chair seized the moment to reiterate his intention to allow for a super app platform offering trading, lending, and staking functionality for users. “Investors, advisers, and broker-dealers should have freedom to choose among multiple custody solutions as well,” added Atkins. While the US is…

Author: BitcoinEthereumNews
PepeVandal Launches Presale, Positions Project as “Rebellion” Against Meme Tokens

PepeVandal Launches Presale, Positions Project as “Rebellion” Against Meme Tokens

The post PepeVandal Launches Presale, Positions Project as “Rebellion” Against Meme Tokens appeared on BitcoinEthereumNews.com. PepeVandal, a new digital asset project blending narrative storytelling with gamified participation, has opened its presale for the $PEDAN token. The initiative frames itself as a cultural response to meme coins, using the language of raids, loot, and rebellion to describe a structured model for community engagement. Origins The project’s narrative centers on a character named Pepe, who is depicted as a long-time participant in meme token markets. According to its lore, Pepe invested in multiple presales, endured high transaction fees, and witnessed repeated failures: founders disappearing, communities going silent, and roadmaps abandoned. The conclusion drawn from this story is that meme tokens are not broken by accident but are designed to prioritize hype over substance. PepeVandal emerges from this realization as an organized “rebellion,” symbolized by graffiti imagery and a recurring green “V.” Mechanics of Participation PepeVandal structures its participation model as a loop: Smash → Loot → Share → Repeat. Target Selection: The community identifies a project or sector to “raid.” Raid Activation: Participants stake $PEDAN to join. They also contribute digital content such as memes, graffiti-style posts, and social campaigns. Vault Discovery: At the end of the raid, a vault is revealed. Rewards may include NFTs or tokenized representations of real-world assets such as property, music royalties, or gold. Loot Distribution: Rewards are distributed proportionally among participants who staked $PEDAN during the raid. Those who did not stake cannot claim. Repeat: The cycle restarts with a new raid. NFTs are central to the system’s utility. “Keys” unlock vaults, “Gear” can boost staking returns, and “Relics” can alter governance outcomes. The approach integrates DeFi mechanics into a narrative framework designed to maintain ongoing engagement. Roadmap in Six Acts Rather than a conventional roadmap, PepeVandal outlines six narrative “Acts”: Act I — Spark in the Sewer: The presale launches,…

Author: BitcoinEthereumNews
SEC Chairman announces reforms to crypto asset regulation, clarifying that most crypto tokens are not securities

SEC Chairman announces reforms to crypto asset regulation, clarifying that most crypto tokens are not securities

PANews reported on September 11th that the Chairman of the U.S. Securities and Exchange Commission (SEC) stated at the OECD Global Financial Markets Roundtable that the United States will modernize securities rules through "Project Crypto," clarifying that most crypto tokens are not securities and supporting innovative platforms offering trading, lending, and staking services under a single regulatory framework. The SEC will collaborate with international regulators to promote capital market innovation and regulatory coordination.

Author: PANews
SEC Aims to Transform U.S. Into Crypto Capital

SEC Aims to Transform U.S. Into Crypto Capital

The post SEC Aims to Transform U.S. Into Crypto Capital appeared on BitcoinEthereumNews.com. Key Points: SEC’s new crypto strategy aims to build U.S. as a crypto hub. Most crypto tokens will not be deemed securities. Focus on regulatory clarity and fostering innovations in crypto. SEC Chairman Paul S. Atkins announced a seismic shift in U.S. cryptocurrency regulation during the OECD Global Financial Markets Roundtable, pivoting away from enforcement-heavy strategies. This new approach prioritizes regulatory clarity, promoting domestic innovation and capital formation while maintaining global leadership in digital assets. SEC Excludes Crypto Tokens from Securities Designation Paul S. Atkins, U.S. SEC Chairman, declared a shift in regulatory focus for the cryptocurrency sector, emphasizing policy reforms to cultivate a thriving digital economy. Central to this change is the redefinition of most cryptocurrency tokens, as the SEC plans to no longer categorize them as securities. The objective is to facilitate growth in innovation and capital formation within the United States. This strategic shift aims to streamline pathways for on-chain fundraising, reduce legal ambiguity, and foster more comprehensive crypto service platforms that encapsulate trading, lending, and staking under a unified regulatory framework. Additionally, the SEC’s announcement encourages diverse custody solutions within the sector. Most crypto assets are not securities—regulation must be smart, effective, and appropriately tailored within the confines of our statutory authority. — Paul S. Atkins, SEC Chairman. Community and industry responses have been largely positive. Notably, industry leaders have expressed optimism about the reduced risk of tokens being classified as securities, which could enhance investor and institutional participation. Statements of support from entities like the President’s Working Group on Digital Asset Markets further highlight anticipated improvements in regulatory clarity and market dynamics. U.S. Crypto Market Anticipates Increased Investment Influx Did you know? In 2025, the U.S. decided most crypto tokens aren’t securities, a move mirrored by past regulatory clarifications in Switzerland and Singapore, helping to…

Author: BitcoinEthereumNews
Paul Atkins Says Regulatory Uncertainty Is Holding Crypto Back

Paul Atkins Says Regulatory Uncertainty Is Holding Crypto Back

SEC Chair Paul Atkins says raising money on the blockchain should not feel like walking through a legal fog. Speaking at a global policy event hosted by the OECD, he emphasized that entrepreneurs must understand the rules before they enter the game. Uncertainty about what constitutes a security is holding things back. Most Tokens Should Not Be Treated Like Stocks Atkins took a direct stance and said most tokens should not be treated the same way as traditional securities. It is a big statement, especially from someone in his position. If that view holds, it could give crypto projects more breathing room to grow without worrying they might be hit with a lawsuit later. BREAKING: SEC Chairman Paul Atkins declared that 'crypto's time has come,' signaling a significant shift in the regulatory tone towards digital assets. Prepare for impact! On September 12th, RealFi will execute a strategic $558,000 REAL Token Burn! This massive reduction… pic.twitter.com/MuvxJmE68a — Skipper | XRPL (@skipper_xrp) September 10, 2025 The SEC’s New Plan: Project Crypto To move things forward, Atkins outlined something called Project Crypto. This plan aims to update securities rules so they actually work in an on-chain environment. Instead of splitting up rules for trading, lending, and staking, the goal is to bring them all under one simple license. The whole idea is to make compliance easier without losing sight of consumer protection. DISCOVER: Best New Cryptocurrencies to Invest in 2025 A Different Tone From the Previous SEC Atkins also took a moment to call out the way things were done before. He said past enforcement was too aggressive and sent developers and investors running to other countries. Instead of leading with threats, his approach is more focused on setting expectations early and letting projects stay in the US without constantly looking over their shoulder. PriceBTC24h7d30d1yAll time The Rise of All-in-One Crypto Platforms Another idea he shared was the emergence of what he called “super apps.” These would let users trade, lend, stake, and maybe even access other financial tools all from one place. Right now, different parts of crypto are regulated in different ways. Atkins thinks there should be a path for these all-in-one platforms to operate under one rulebook instead of navigating several. DISCOVER: 20+ Next Crypto to Explode in 2025 Working Together With Other Regulators To make all of this happen, the SEC will be teaming up with other regulators, especially the CFTC. A joint roundtable is in the works, focusing on areas like DeFi, tokenized assets, and new blockchain-based products. The aim is to build a shared understanding across agencies so that everyone is on the same page. Atkins made it clear that this is not just about the SEC acting alone. Looking Ahead Atkins laid out a pretty ambitious vision. He wants the United States to lead the next wave of digital finance, but that will depend on whether regulators can deliver real clarity fast enough. The road ahead involves legal work, collaboration, and a willingness to rethink how financial oversight works in the age of blockchain. If this plan stays on track, it could change how crypto gets built and backed in the US. DISCOVER: 20+ Next Crypto to Explode in 2025  Join The 99Bitcoins News Discord Here For The Latest Market Updates Key Takeaways SEC Chair Paul Atkins called for clearer blockchain fundraising rules, saying uncertainty is stopping crypto projects from growing in the US. Atkins said most tokens should not be treated like stocks, signaling support for a more crypto-specific approach to regulation. He introduced Project Crypto, a plan to simplify how trading, lending, and staking are regulated through a unified license model. Atkins criticized past enforcement as too aggressive and wants US crypto projects to succeed without fearing surprise legal action. The SEC plans to work with other regulators, including the CFTC, to build shared rules for DeFi, tokenized assets, and all-in-one crypto apps. The post Paul Atkins Says Regulatory Uncertainty Is Holding Crypto Back appeared first on 99Bitcoins.

Author: Coinstats