Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14410 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Exploring Onchain Yield: From Stablecoins to DeFi Innovations

Exploring Onchain Yield: From Stablecoins to DeFi Innovations

The post Exploring Onchain Yield: From Stablecoins to DeFi Innovations appeared on BitcoinEthereumNews.com. Felix Pinkston Sep 09, 2025 09:42 Delve into the evolution of onchain yield within the DeFi sector, exploring stablecoins, staking, and advanced yield strategies. Understand the dynamics driving this innovative financial landscape. The decentralized finance (DeFi) sector has undergone significant transformation, largely due to the advent of onchain yield mechanisms. These innovations have redefined income generation on blockchain platforms, moving beyond traditional financial intermediaries. Initially, DeFi yield was driven by simple strategies such as lending and liquidity provision, but it has since evolved into a complex ecosystem with diverse strategies, each offering varying risk profiles and economic models, according to Galaxy. Understanding Onchain Yield Onchain yield refers to the income generated from blockchain-based financial activities. This concept has diversified significantly, with numerous strategies emerging to capture yield. These strategies range from non-yield-bearing stablecoins, which are pegged to the US dollar and do not pay interest, to platform-dependent yield-bearing stablecoins that offer returns through specific platforms under certain conditions. Diverse Yield Strategies The landscape includes debt-based strategies where staked stablecoins direct a portion of the fixed-income coupon to token holders. Centralized fiat-collateralized wrappers automatically pass through fund income, and protocol-based yield is generated by onchain mechanisms, including native staking of proof-of-stake assets and lending markets. Structured and managed yield strategies, such as those offered by Pendle V2 and Euler V2, provide engineered solutions that splice simpler cash flows or apply leverage, showcasing the sophisticated nature of DeFi yield generation. Stablecoin Dynamics Stablecoins play a crucial role in the DeFi ecosystem, acting as primary liquidity conduits. Non-yield-bearing stablecoins like USDT, FDUSD, and USD1 are backed by high-quality liquid reserves but do not pay native interest. Conversely, yield-bearing stablecoins depend on platform arrangements to offer returns, illustrating the varied mechanisms through which stablecoins can generate…

Author: BitcoinEthereumNews
Figure Inc. Expands IPO to $693 Million

Figure Inc. Expands IPO to $693 Million

The post Figure Inc. Expands IPO to $693 Million appeared on BitcoinEthereumNews.com. Key Points: Figure Inc. boosts IPO size to $693 million, increasing share offerings. New IPO sets Figure’s market value near $4.7 billion. Duquesne Family Office plans a $50 million share acquisition. Figure Technology Solutions Inc. is set to increase its IPO target to $693 million, with trading to commence on Nasdaq under the ticker FIGR on Thursday. This move signals growing confidence in blockchain technology’s integration into traditional finance, potentially influencing market dynamics and establishing valuation benchmarks for future blockchain-related IPOs. Insights on Blockchain IPOs and Regulatory Trends We are excited to increase our IPO size target, which reflects the strong demand for our blockchain-powered lending solutions. – Mike Cagney, Founder & CEO, Figure Technology Solutions Inc. Duquesne Family Office LLC has declared interest in purchasing $50 million worth of shares. This move supports institutional faith in Figure’s long-term potential. No other major market reactions are reported at the time. We are excited to increase our IPO size target, which reflects the strong demand for our blockchain-powered lending solutions. – Mike Cagney, Founder & CEO, Figure Technology Solutions Inc. Market Data Did you know? Previous blockchain-related IPOs, such as Coinbase’s sparked interest but had a limited direct impact on major cryptocurrencies. Figure’s unique approach could test market perceptions of blockchain value in traditional finance. According to CoinMarketCap, Bitcoin (BTC) trades at $112,801.69 with a market cap of $2.25 trillion, dominating 57.49% of the market. Its 24-hour volume is $40.61 billion, marking a 21.07% rise. BTC’s recent movements show a 0.66% increase in the last 24 hours. Bitcoin(BTC), daily chart, screenshot on CoinMarketCap at 13:40 UTC on September 9, 2025. Source: CoinMarketCap Insights from Coincu suggest that the IPO highlights a growing interest in blockchain solutions within traditional finance. Regulatory acceptance might progressively favor firms like Figure as they navigate the…

Author: BitcoinEthereumNews
From Seed Capital to Everyday DeFi: Why CRPJet Could Change How We Use Crypto

From Seed Capital to Everyday DeFi: Why CRPJet Could Change How We Use Crypto

The post From Seed Capital to Everyday DeFi: Why CRPJet Could Change How We Use Crypto appeared on BitcoinEthereumNews.com. contributor Posted: September 9, 2025 Over the past decade, digital assets have moved from the margins of finance into the spotlight. Yet one challenge remains: how to make cryptocurrency truly practical for daily life. CRPJet is tackling this problem by designing an ecosystem where decentralized finance tools feel as natural to use as a bank card. What the project is building CRPJet positions itself as more than another token. The team is creating an integrated financial platform that combines: Smart debit cards for everyday payments and ATM withdrawals, complete with crypto-to-fiat conversion and cashback in $CRPJ. A multi-chain wallet that gives users control of their assets across popular blockchains. A crypto payment gateway that makes it easier for businesses to accept digital currencies. An exchange aggregator that helps users get better trading rates automatically. AI-assisted lending, where risk is assessed based on on-chain activity rather than traditional credit scores. The ambition is clear: simplify the way people interact with digital assets while keeping ownership in their own hands. The token at the center The ecosystem runs on the $CRPJ token, launched on Polygon as an ERC-20 asset. The supply is capped at one billion tokens, with no further minting. Allocation includes: 30% for presale and public sale, 25% for ecosystem development, 20% for team and partners (with vesting), 15% for marketing, 10% reserved for liquidity. Holders can use $CRPJ for transaction fees, governance voting, staking, and accessing premium features. Why it matters now Billions of people worldwide remain underbanked or excluded from financial services. Even those with access face high fees, slow transfers, and little control over their personal data. CRPJet’s model aims to address these barriers with faster transactions, multi-network compatibility, and privacy-enhancing tools such as zero-knowledge proofs.For users, this could mean:– Paying for groceries or transport directly in…

Author: BitcoinEthereumNews
Best Altcoins to Buy This Week

Best Altcoins to Buy This Week

With the cryptocurrency market lining up to experience yet another week of turbulent fluctuations, investors are turning towards strong portfolio picks. Mutuum Finance (MUTM) and Cardano (ADA) are leading the charge with more and more attention around them in the DeFi arena. Mutuum Finance has already begun the sixth phase of its presale, with every […]

Author: Cryptopolitan
Bitcoin, Ethereum, and USDT Mining: Hashj Cloud Mining Poised to Lead the Cryptocurrency Landscape

Bitcoin, Ethereum, and USDT Mining: Hashj Cloud Mining Poised to Lead the Cryptocurrency Landscape

From a specialized digital experiment, the bitcoin company has grown to become a major financial force

Author: Cryptodaily
GAIB Expands Into Robotics, Powering the Embodied AI Revolution With Its Economic Layer

GAIB Expands Into Robotics, Powering the Embodied AI Revolution With Its Economic Layer

Singapore, Singapore, 9th September 2025, Chainwire

Author: Blockchainreporter
‘Welcome Back, Kotter’ At 50: Remembering TV’s Lovable Sweathogs

‘Welcome Back, Kotter’ At 50: Remembering TV’s Lovable Sweathogs

The post ‘Welcome Back, Kotter’ At 50: Remembering TV’s Lovable Sweathogs appeared on BitcoinEthereumNews.com. UNITED STATES – SEPTEMBER 09: WELCOME BACK, KOTTER – pilot – Season One – 9/9/75, Gabe Kotter (played by Gabe Kaplan, center), a former Sweathog, returned to his Brooklyn high school to teach the new class of misfits, from left: Vinnie Barbarino (John Travolta), Arnold Horshack (Ron Palillo), Juan Epstein (Robert Hegyes) and Freddie “Boom-Boom” Washington (Lawrence-Hilton Jacobs)., (Photo by ABC Photo Archives/Disney General Entertainment Content via Getty Images) Disney General Entertainment Content via Getty Images “Up your nose with a rubber hose!” While most of my high school peers were huddled around the proverbial water cooler on Friday mornings gushing about the latest episode of Welcome Back, Kotter, I was off in a different world — rooted in rural Virginia with the Waltons. CBS’s family drama was my go-to, airing opposite the Brooklyn-based antics of Gabe Kaplan and the “Sweathogs.” Still, it didn’t take long before Kotter pulled me in. Eventually, I caught all 95 episodes — yes, even the troubled fourth season where the absences of Kaplan and John Travolta cast a long shadow. And today, on its 50th anniversary, we celebrate the sitcom that made high school lovable, laughable, and unmistakably ’70s. From the Beginning On September 9, 1975, ABC debuted Welcome Back, Kotter, a sitcom that introduced America to a raucous group of underachieving but endearing high schoolers — the Sweathogs. Led by John Travolta as the swaggering Vinnie Barbarino, the crew included Arnold Horshack (Ron Palillo), Freddie “Boom Boom” Washington (Lawrence Hilton-Jacobs), and Juan Epstein (Robert Hegyes), a self-proclaimed Puerto Rican Jew with a note from his mother for every occasion. These characters weren’t background players — they were the stars. Gabe Kaplan played Mr. Kotter, a wisecracking teacher returning to James Buchanan High, his alma mater, to wrangle the very type of kids he…

Author: BitcoinEthereumNews
Coinbase On-Chain Strategy: How Sensible Founders Will Revolutionize Consumer Experience

Coinbase On-Chain Strategy: How Sensible Founders Will Revolutionize Consumer Experience

BitcoinWorld Coinbase On-Chain Strategy: How Sensible Founders Will Revolutionize Consumer Experience A truly exciting development is unfolding in the crypto world, as Coinbase makes a strategic move to significantly bolster its Coinbase on-chain strategy. The leading cryptocurrency exchange has brought on board the two brilliant minds behind Sensible, a well-regarded crypto yield-generating platform. This acquisition marks a pivotal moment, promising to reshape how users interact with decentralized finance (DeFi) directly on Coinbase. What Does This Mean for Coinbase’s On-Chain Strategy? Industry reports indicate that the founders of Sensible will gradually wind down their platform’s operations as they transition to Coinbase. Their primary focus will be on enhancing Coinbase’s approach to on-chain consumer strategy. This means leveraging their deep expertise to create more intuitive and accessible ways for users to engage with blockchain directly. Sensible distinguished itself by helping users earn yield through various staking rewards and DeFi protocols. This background is incredibly valuable. Integrating such specialized knowledge directly into Coinbase’s core operations could unlock a new era of user-friendly DeFi products. Why is Sensible’s Expertise Crucial for Coinbase? The decentralized finance landscape, while brimming with potential, can often feel complex and intimidating for average users. Sensible’s strength lay in simplifying this complexity, making yield generation accessible. Their founders possess a unique understanding of: Yield Optimization: Identifying and integrating efficient staking and lending protocols. User Experience: Designing platforms that make complex DeFi interactions straightforward. On-Chain Mechanics: Navigating the intricacies of various blockchain networks to deliver value. This expertise is directly aligned with Coinbase’s goal to expand its Coinbase on-chain strategy. It’s about bringing the benefits of DeFi to a much broader audience, without the usual headaches. How Will This Elevate the Consumer Experience? With the Sensible founders now part of the team, Coinbase is poised to significantly improve its offerings. Users can anticipate a more seamless and rewarding experience when interacting with on-chain protocols directly through the exchange. Imagine easier access to staking rewards, simplified participation in DeFi lending, and potentially new ways to earn yield directly from your Coinbase account. This strategic move aims to bridge the gap between centralized convenience and decentralized opportunities, making the Coinbase on-chain strategy a true game-changer for its users. What New Opportunities Could Emerge for Users? The possibilities are vast when combining Coinbase’s massive user base and regulatory compliance with Sensible’s on-chain expertise. We might see: Integrated Yield Products: Direct access to various staking and DeFi yield opportunities within the Coinbase app. Enhanced Transparency: Clearer insights into how yield is generated and managed on-chain. Personalized DeFi Portfolios: Tools that help users build and manage their on-chain investments more effectively. Ultimately, this move seeks to empower Coinbase users, giving them greater control and more avenues to grow their crypto assets through a robust Coinbase on-chain strategy. Looking Ahead: The Future of On-Chain Innovation This hiring underscores Coinbase’s commitment to staying at the forefront of the evolving crypto landscape. By integrating top-tier talent focused on on-chain consumer solutions, Coinbase is not just reacting to market trends; it’s actively shaping them. The goal is clear: to make the complexities of DeFi accessible and beneficial for everyone. This bold step could set a new industry standard for how centralized exchanges integrate decentralized finance. It reinforces Coinbase’s position as a leader dedicated to innovation and user empowerment within the crypto ecosystem, further solidifying its ambitious Coinbase on-chain strategy. In conclusion, the addition of Sensible’s founders to Coinbase’s team is a powerful statement. It signals a future where engaging with on-chain protocols and earning yield is not just for the technically savvy, but for every Coinbase user. This strategic integration promises to revolutionize the consumer experience, making DeFi more approachable and rewarding than ever before. Frequently Asked Questions (FAQs) Q1: Who are the Sensible founders joining Coinbase? The two founders of the crypto yield-generating platform Sensible have been hired by Coinbase to focus on their on-chain consumer strategy. Q2: What is Sensible, and what did it do? Sensible was a platform designed to help users earn yield through staking rewards and various DeFi protocols, simplifying access to decentralized finance opportunities. Q3: How will this move impact Coinbase’s users? Users can expect a more integrated and user-friendly experience for engaging with on-chain activities, potentially leading to easier access to staking, DeFi yield generation, and other decentralized finance features as part of Coinbase’s enhanced Coinbase on-chain strategy. Q4: Why is Coinbase focusing on an on-chain consumer strategy? Coinbase aims to bridge the gap between centralized exchanges and decentralized finance, making the benefits of DeFi more accessible, transparent, and user-friendly for its large customer base. Q5: Will Sensible continue to operate? Reports indicate that the Sensible founders will gradually wind down Sensible’s operations as they transition to their new roles at Coinbase. Did you find this insight into Coinbase’s latest strategic move helpful? Share this article with your network to keep them informed about the evolving landscape of cryptocurrency and DeFi innovation! To learn more about the latest crypto market trends, explore our article on key developments shaping the future of decentralized finance. This post Coinbase On-Chain Strategy: How Sensible Founders Will Revolutionize Consumer Experience first appeared on BitcoinWorld and is written by Editorial Team

Author: Coinstats
Ethereum Price Prediction Pushes for $5K as This Best Crypto Presale to Buy Now Sells Over 21.8B Tokens

Ethereum Price Prediction Pushes for $5K as This Best Crypto Presale to Buy Now Sells Over 21.8B Tokens

Ethereum aims for $5K in 2025, but BullZilla’s presale grabs attention with 21.8B tokens sold, 70% APY staking, and 13,388% ROI potential.

Author: Blockchainreporter
How Tapzi Beat High-Performing Tokens SEI, SKY, & CRO This Week

How Tapzi Beat High-Performing Tokens SEI, SKY, & CRO This Week

The post How Tapzi Beat High-Performing Tokens SEI, SKY, & CRO This Week appeared on BitcoinEthereumNews.com. Crypto News Know the best crypto presale to buy today and discover why Tapzi is emerging as the next big 100x project poised to deliver huge returns. The crypto market is once again navigating turbulent waters. With Bitcoin consolidating around critical resistance levels and Ethereum mirroring its sideways moves, traders are looking beyond blue-chip assets for high-growth opportunities. Recent macroeconomic factors, including inflationary pressure and shifting regulatory policies in the U.S. and Europe, have only added to volatility. This has sparked a renewed hunt for the best crypto to buy now to multiply it in ways that flagship tokens may no longer provide. Yet, the challenge lies in separating genuine value from short-lived hype. Many investors get caught in coins that promise utility but fail to scale. SEI, for instance, despite its innovative network design, has struggled with liquidity constraints. SKY, while ambitious in narrative, has faced concerns over adoption timelines. CRO continues to push its ecosystem, but competition from rival exchange tokens limits its breakthrough potential. Amid this crowded landscape, one project is standing out: Tapzi ($TAPZI). As the world’s first decentralized skill-based Web3 arcade, Tapzi is reimagining blockchain gaming. With a capped supply, audited smart contracts, and a sustainable economy built on player-versus-player staking, it offers a path that avoids the inflation traps of earlier GameFi models. At its presale price of $0.0035, set to rise to $0.0045 and eventually list at $0.01, Tapzi’s trajectory signals not only growth, but urgency. Missing this window may mean missing the next best crypto to buy with 100x potential. Tapzi (TAPZI): The 186% Growth Engine in Web3 Gaming Tapzi has quickly gained recognition for combining three of the most powerful trends in crypto today: gaming, sustainability, and fair tokenomics. Positioned as the world’s first Web3 arcade where skill, not chance, decides…

Author: BitcoinEthereumNews