Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14050 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Why You Should Invest 20% of Your BTC in This New AI Altcoin

Why You Should Invest 20% of Your BTC in This New AI Altcoin

The post Why You Should Invest 20% of Your BTC in This New AI Altcoin appeared on BitcoinEthereumNews.com. Bitcoin stays the king of cryptocurrencies, but smart investors realize that protecting only Bitcoin limits their upside potential. While BTC affords stability and long-term value, it does not give the massive percent profits it once did throughout early cycles.  That’s why diversification into high-increase altcoins has turned out to be a popular strategy amongst pro traders. In 2025, one project sticks out above the relaxation: Ozak AI (OZ), an emerging AI-powered altcoin currently in its presale. Allocating just 20% of your Bitcoin portfolio to Ozak AI may want to offer an appropriate blend of safety and explosive boom potential. Ozak AI’s Presale Success Shows Early Momentum Ozak AI is rapidly gaining traction among retail and institutional investors. Currently in its 4th Ozak AI presale stage, the project has already raised more than $2 million and sold over 190 million tokens. At just $0.005 per token, Ozak AI is still accessible to investors who want to secure a strong early entry before prices climb. With launch projections aiming for $1 per token, this translates to a potential 200x return for presale buyers. The growth is pushed through the strong narrative surrounding Ozak AI. Combining artificial intelligence with blockchain, the project seeks to deliver AI-driven predictive analytics, automated crypto trading equipment, and sensible portfolio control solutions. These functions appeal to both rookies looking for simplified investment-making strategies and advanced traders seeking out powerful analytical gear. Why 20% Allocation Makes Strategic Sense Allocating 20% of your Bitcoin holdings into Ozak AI creates a balanced hazard-reward profile. For example, if an investor holds 1 BTC (worth around $113,000), transferring 0.2 BTC ($22,600) into Ozak AI ought to yield about 2.4 million OZ tokens at the presale price of $0.5. If Ozak AI hits its $1 release intention, that 0.2 BTC allocation ought to develop…

Author: BitcoinEthereumNews
Estate Whiskey Alliance Offers Certifications And Research Grants

Estate Whiskey Alliance Offers Certifications And Research Grants

The post Estate Whiskey Alliance Offers Certifications And Research Grants appeared on BitcoinEthereumNews.com. Star Hill Farm Wheat Whiskey, made by Maker’s Mark Distillery, was the first whiskey to bear the Estate Whiskey Certified logo. Courtesy of Maker’s Mark Distillery The Estate Whiskey Alliance was founded on August 22, 2024 with seven members. The Alliance membership is composed of whiskey producers, farmers, suppliers, academic institutions and related entities to promote estate whiskey. To be considered estate whiskey, at least two-thirds of the grains used in making the whiskey must be grown on land owned or controlled by the distillery, and all production—milling, cooking, fermenting, distilling, barreling, aging and bottling—must occur on land owned or controlled by the distillery. Since its formation one year ago, membership in the Alliance has nearly tripled. “We are now at 16 members,” said Landon Borders, director of the Alliance and senior executive director of the UK Innovate at the University of Kentucky, in a telephone interview. “We are pleased as punch with that.” Estate Whiskey Alliance Certified Products As part of its efforts to promote estate whiskey, the Alliance has created a seal that can be found on certified products. Fourteen products from four distilleries now bear the Estate Whiskey Certified logo, indicating that the whiskey meets the Alliance’s definition of estate whiskey. The logo also indicates the percentage of grains—a minimum of two-thirds—in the whiskey coming from the estate. In order to be allowed the carry the Estate Whiskey Certified logo, estate distilleries must apply to the Alliance. “The product must be made by an Estate Whiskey Alliance member,” explained Borders. “There is a lot of required disclosure around the origins of the grain, maps of the estate down to the location of the mill. It is arduous.” Once the disclosure has been reviewed, a site visit by Alliance representatives is required, to ensure compliance and quality control.…

Author: BitcoinEthereumNews
Nvidia Introduces Install-to-Play, Expanding Cloud Game Library

Nvidia Introduces Install-to-Play, Expanding Cloud Game Library

TLDRs; Nvidia’s new Install-to-Play feature lets GeForce Now members install games directly in the cloud. GeForce Now will maintain $19.99 membership pricing despite major RTX 5080-class upgrade. Premium users can expand cloud storage from 100GB to 1TB with an additional fee. GeForce Now will launch in India and partner with Discord and Epic Games for [...] The post Nvidia Introduces Install-to-Play, Expanding Cloud Game Library appeared first on CoinCentral.

Author: Coincentral
$70B DeFi Protocol Aave Launches on Aptos Amid Expansion

$70B DeFi Protocol Aave Launches on Aptos Amid Expansion

The post $70B DeFi Protocol Aave Launches on Aptos Amid Expansion appeared on BitcoinEthereumNews.com. Aave, a decentralized finance (DeFi) protocol with $70 billion in net deposits, has launched on Aptos, a layer-1 blockchain founded by former Meta employees. The move may deepen stablecoin and liquid staking token liquidity on the blockchain, two asset classes subject to regulation in 2025. According to an announcement shared with Cointelegraph, Aave will support four coins native to the blockchain at launch: stablecoins USDC (USDC) and USDt (USDT), Aptos (APT), and Ethena Staked USDe (sUSDe). The Aptos Foundation will provide users with rewards and liquidity incentives to promote the use of Aave on the Aptos blockchain. The arrival of Aave could deepen stablecoin liquidity on the blockchain, as the fiat-pegged cryptocurrencies are experiencing a breakthrough and are one of the industry’s most-discussed use cases. On Aptos, the stablecoin market cap has surged in 2025, jumping to $1.27 billion on Thursday from $627.8 million on Jan. 1. Stablecoin market cap on Aptos. Source: DefiLlama The launch comes as Aave positions itself to take advantage of “new collateral markets,” such as liquid staking tokens (LSTs). LSTs are a type of token given to users who stake assets, contributing to network security. These tokens can be used for DeFi activities such as lending or trading. “By expanding to Aptos, Aave increases access to lending, borrowing, and savings to a new, fast-growing community,” an Aave spokesperson told Cointelegraph. Currently, Aptos has a total value locked of $857 million, according to DefiLlama. Aave enters an ecosystem with few DeFi protocol competitors. Of the top five protocols listed by DefiLlama, only one has a total value locked of over $1 billion: PancakeSwap at $2.1 billion. Related: Spain slaps DeFi investor with $10.5M back tax for loan: Report Regulators, indexes weigh DeFi moves  Decentralized finance is a sector of crypto that has blossomed in recent years,…

Author: BitcoinEthereumNews
Why Mutuum Finance (MUTM) Might Be the Smarter Play Over Shiba Inu (SHIB) in 2025?

Why Mutuum Finance (MUTM) Might Be the Smarter Play Over Shiba Inu (SHIB) in 2025?

As the crypto market matures, a new breed of use-case-driven projects is starting to overtake meme-driven coins. Mutuum Finance (MUTM), a decentralized lending protocol has been rising stealthily against Shiba Inu (SHIB). Mutuum Finance (MUTM) is worth $0.035 during stage 6 of presale. Investors in the project are on track for at least 400% in […]

Author: Cryptopolitan
Investors Pile Into TOKEN6900 as Presale Enters Final 6 Days – Best Crypto Presale to Buy

Investors Pile Into TOKEN6900 as Presale Enters Final 6 Days – Best Crypto Presale to Buy

The crypto market is showing signs of a potential altcoin season, a period when cryptocurrencies other than Bitcoin (BTC) experience significant gains. This often occurs when Bitcoin dominance, the percentage of the total crypto market capitalization held by Bitcoin, begins to decline. As Bitcoin’s dominance decreases, capital tends to flow into altcoins, driving their prices […]

Author: The Cryptonomist
Best Altcoin To Invest 2 Ethereum (ETH) in Presale Stage

Best Altcoin To Invest 2 Ethereum (ETH) in Presale Stage

Ethereum has long been the second most valuable cryptocurrency after Bitcoin, serving as the foundation for countless decentralized applications, smart contracts, and tokens.

Author: Cryptodaily
Can Pepe Coin Repeat Its Magic? Analysts Think Layer Brett Could Be the Next Billion-Dollar Meme Coin

Can Pepe Coin Repeat Its Magic? Analysts Think Layer Brett Could Be the Next Billion-Dollar Meme Coin

Analysts eye Layer Brett as the next 100x meme coin, blending Ethereum Layer 2 speed, low fees, and 4,000% APY staking to rival PEPE’s $4.7B legacy.

Author: Blockchainreporter
Aave Breaks From Ethereum Roots, Deploys V3 Lending Market on Aptos With Chainlink Feeds

Aave Breaks From Ethereum Roots, Deploys V3 Lending Market on Aptos With Chainlink Feeds

TLDR: Aave V3 has officially launched on Aptos, marking its first deployment outside Ethereum and EVM-based blockchains. The rollout integrates Chainlink price feeds to secure lending markets and maintain reliable asset data on Aptos. The Aptos Foundation is backing the launch with incentives as the chain seeks broader lending and borrowing growth. Security audits, a [...] The post Aave Breaks From Ethereum Roots, Deploys V3 Lending Market on Aptos With Chainlink Feeds appeared first on Blockonomi.

Author: Blockonomi
ETH Becomes Prime Choice For Institutional Money and Triggers Altcoin Surge while XYZVerse Presale Hits $15M Milestone

ETH Becomes Prime Choice For Institutional Money and Triggers Altcoin Surge while XYZVerse Presale Hits $15M Milestone

XYZVerse (XYZ) reaches a $15 million presale milestone, highlighting growing investor interest, while Ethereum ($ETH) emerges as a top institutional pick, potentially triggering a new altcoin rally.

Author: Cryptodaily