DeFi

DeFi eliminates intermediaries by using smart contracts on blockchains to provide financial services like lending, borrowing, and trading. In 2026, the "DeFi 3.0" era is defined by Institutional DeFi and the integration of Real-World Assets (RWA). From liquidity provisioning on Uniswap to advanced lending on Aave, this tag tracks the evolution of autonomous financial systems, yield optimization, and the rise of AI-driven portfolio management in the decentralized economy.

68203 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
$10m SEC settlement hits MyConstant founder over TerraUSD investment and misuse of funds

$10m SEC settlement hits MyConstant founder over TerraUSD investment and misuse of funds

The United States Securities and Exchange Commission has finalized a settlement with the founder of MyConstant, ordering him to pay over $10 million in penalties and restitution for misusing investor funds and making false claims about his platform’s crypto lending…

Author: Crypto.news
[LIVE] Crypto News Today: Latest Updates for August 06, 2025 – Crypto Market Sinks as Stagflation Fears Mount, BTC Falls to $113K, XRP Drops 4%

[LIVE] Crypto News Today: Latest Updates for August 06, 2025 – Crypto Market Sinks as Stagflation Fears Mount, BTC Falls to $113K, XRP Drops 4%

Crypto markets broadly retreated after weaker-than-expected U.S. ISM Non-Manufacturing PMI data heightened stagflation concerns. Bitcoin fell 0.76% to $113,000, while Ethereum dropped 2.43% below $3,600 on early Asian trading hours. XRP is trading at $2.92, 4% down in the past 24 hours. Riskier sectors saw steeper losses, SocialFi plunged 6.04%, NFTs slid 5.56%, and meme coins fell 5.17%. Toncoin, Pudgy Penguins, and Bonk were among the biggest losers. Despite the broader pullback, select assets like Mantle (+8.55%) and Pump.fun (+5.90%) defied the trend, showing sector-specific resilience. But what else is happening in crypto news today? Follow our up-to-date live coverage below.

Author: CryptoNews
Jupiter launches private beta for Jupiter Lend

Jupiter launches private beta for Jupiter Lend

Jupiter has launched the private beta of Jupiter Lend, its long-awaited decentralized lending platform built on Solana.  The rollout, announced Aug. 6, is available to users who joined the early access waitlist, with a full public release scheduled later this…

Author: Crypto.news
Crypto markets generally fell, with BTC falling to $113,000 and ETH down 2.43%.

Crypto markets generally fell, with BTC falling to $113,000 and ETH down 2.43%.

PANews reported on August 6th that, according to SoSoValue data, the US ISM non-manufacturing PMI for July fell short of expectations, raising the risk of stagflation. Cryptocurrency markets generally experienced

Author: PANews
What impact does the circulation velocity of Bitcoin have on future development?

What impact does the circulation velocity of Bitcoin have on future development?

By Stefania Barbaglio, Coindesk Compiled by Shaw Golden Finance summary Bitcoin’s on-chain velocity is at its lowest level in a decade, suggesting a shift in its use from currency to

Author: PANews
Bitwise CIO: The U.S. SEC Chairman’s speech on “Project Crypto” contains three key opportunities

Bitwise CIO: The U.S. SEC Chairman’s speech on “Project Crypto” contains three key opportunities

According to Cointelegraph, Bitwise Chief Investment Officer Matt Hougan described U.S. SEC Chairman Paul Atkins' "Project Crypto" speech as a "five-year investment roadmap," highlighting three key opportunities: Ethereum/Layer 1 blockchains,

Author: PANews
Interview | SharpLink co-CEO: Our ETH treasury strategy goes far beyond staking

Interview | SharpLink co-CEO: Our ETH treasury strategy goes far beyond staking

SharpLink Gaming, once known as a sports betting affiliate technology provider, has rebranded itself to become the world’s largest corporate holder of Ether. SharpLink today is perhaps the most recognizable publicly traded Ethereum (ETH) treasury vehicle. In one of his…

Author: Crypto.news
SEC Says Liquid Staking and Receipt Tokens May Not Be Securities Under Certain Structures

SEC Says Liquid Staking and Receipt Tokens May Not Be Securities Under Certain Structures

The U.S. Securities and Exchange Commission’s Division of Corporation Finance published a detailed statement on Tuesday clarifying its views on “liquid staking,” a type of crypto protocol staking where users receive newly minted tokens representing staked assets. In a statement, the SEC said the guidance seeks to help crypto participants understand whether these arrangements fall under U.S. securities laws. BREAKING from @SECGov : Liquid staking activities and tokens are not considered securities 🔥🔥🔥 pic.twitter.com/POcFywU6X7 — Solana (@solana) August 5, 2025 According to the Division, under specific conditions, liquid staking activities and the associated receipt tokens do not involve the offer or sale of securities and therefore do not require SEC registration. Understanding Liquid Staking and Receipt Tokens In a liquid staking setup, crypto holders deposit their assets with a third-party or protocol-based provider and receive “staking receipt tokens” in return. These tokens serve as proof of ownership for the deposited crypto and any rewards earned through staking. Unlike traditional staking, liquid staking allows users to retain liquidity—the receipt tokens can be used in other crypto applications or redeemed later, subject to protocol conditions such as “unbonding” periods. These arrangements can be facilitated either programmatically through self-executing code (protocol-based) or via custodians who manage wallets and interact with staking protocols on behalf of users. In either case, users maintain ownership of their deposited assets throughout the staking process. SEC’s Position: No Securities Involved in Liquid Staking The SEC’s Division explains that the actions undertaken in these liquid staking arrangements—including the minting, issuing, and redeeming of staking receipt tokens—do not meet the legal definition of a securities offering, as long as the deposited assets themselves are not securities or part of an investment contract. This determination hinges on the absence of entrepreneurial or managerial efforts by the Liquid Staking Provider. Providers are not seen as actively managing the user’s investment but merely performing administrative or ministerial functions such as staking the assets or selecting node operators. Therefore, the economic benefits to users arise directly from the staking activity itself, not from the provider’s business efforts—a key distinction under the Howey Test used to identify investment contracts. Howey Test Analysis and the Role of the Provider The SEC applies the Howey Test to evaluate whether an arrangement constitutes an investment contract. The test looks for three elements: an investment of money, in a common enterprise, with an expectation of profits derived from the efforts of others. In the case of liquid staking, the Division stresses that the provider’s role is limited to technical facilitation rather than strategic decision-making. Receipt Tokens Are Not Securities The SEC also addressed the nature of staking receipt tokens themselves. While they are receipts that confirm ownership of deposited crypto, they are not receipts for securities unless the underlying assets qualify as such. These tokens do not independently generate rewards; instead, their value reflects the performance of the staked assets. As long as the structure avoids reliance on managerial efforts and adheres to the described protocols, the SEC does not consider these tokens to be part of a securities offering. The agency cautions, however, that any deviation from these parameters—particularly where providers play a larger, more entrepreneurial role—could change the regulatory outcome. This statement, therefore, offers a framework for compliance but not a blanket exemption. SEC Launches ‘Project Crypto’ Initiative SEC Chairman Paul Atkins announced the launch of “ Project Crypto ” on July 31, a comprehensive initiative designed to modernize securities regulations and allow America’s financial markets to move on-chain. I had a great discussion today about Project Crypto and the SEC’s strategy to bring crypto innovators and builders back to America with @yahoofinance ’s @jenniferisms . Watch my full two-part interview. Part 1: https://t.co/p4c9Z5UWth Part 2: https://t.co/2a1FH4cxji — Paul Atkins (@SECPaulSAtkins) August 1, 2025 The announcement came during a speech at the America First Policy Institute, where Atkins outlined plans to bring crypto asset distributions back to America and establish regulatory frameworks for digital asset trading.

Author: CryptoNews
Altcoin Season Debate Heats Up as DOGE Liquidity, SHIB Whales, ADA Institutions Align

Altcoin Season Debate Heats Up as DOGE Liquidity, SHIB Whales, ADA Institutions Align

Talk of an altcoin season is intensifying as traders search for signs beyond Bitcoin. With the Altcoin Season Index holding below 40, the market is not yet in full rotation. Still, Shiba Inu, Dogecoin, and Cardano are showing that selective flows can define this stage of the cycle. Shiba Inu: Ecosystem Resilience in a Cooling Market The Shiba Inu price stands at $0.000012 , with a market cap of about $7 billion and daily volume near $210 million, according to CoinMarketCap. Unlike earlier cycles, SHIB’s relevance is no longer tied only to social energy. Shibarium, its Layer‑2 network, continues to settle DeFi transactions and NFT activity, while DAO proposals seek to broaden governance participation. Although SHIB is down roughly 8% over the past week, its on‑chain participation suggests a more sustainable footing than prior meme cycles. Whale wallet growth of over 600% in recent weeks supports the idea that longer‑term holders are active. Dogecoin: Liquidity Anchor for Risk Appetite The Dogecoin price trades around $0.20, giving it a $30 billion market cap and $1.7 billion in daily turnover. DOGE has eased about 5% from late‑July highs but remains one of the most liquid altcoins. DOGE Price (Source: CoinMarketCap) For traders, DOGE functions as a liquidity anchor when speculative appetite rises. Analysts forecast near‑term resistance around $0.215 and possible extension toward $0.30 if risk flows deepen. Its ongoing retail base and integration into payment platforms make it unique among meme coins in sustaining consistent volume across cycles. DOGE’s behavior reinforces the argument that altseason need not mean new projects alone—it often revives legacy tokens that still capture liquidity quickly. Cardano: Testing Institutional Narratives The Cardano price is holding near $0.73 , with a market cap close to $26 billion and daily volume above $1 billion. Cardano’s technical roadmap remains active. Hydra scaling and Mithril sync upgrades are operational, while Voltaire governance steps continue. But what sets ADA apart in this phase is its appeal to institutional and regulatory‑focused investors. Stablecoins such as USDA and Djed are expanding on‑chain liquidity, and Total Value Locked has reached around $470 million. Analysts argue that these developments could give ADA an edge if broader inflows return later in 2025, even as short‑term sentiment remains soft. A Selective Altcoin Season The Altcoin Season Index ’s current level indicates that Bitcoin is still outperforming most altcoins. Yet SHIB, DOGE, and ADA show that rotation does not have to be broad to matter. Each token demonstrates a different path: community sustainability, liquidity resilience, and institutional alignment. Rather than a sweeping altseason, this period looks defined by selective positioning into tokens with clear liquidity or utility anchors. Traders appear willing to allocate where there is structure and participation, even while mid‑caps remain muted. Shiba Inu, Dogecoin, and Cardano together reflect the layered nature of this altcoin season debate. SHIB leans on ecosystem sustainability, DOGE continues to anchor speculative liquidity, and ADA appeals to regulatory‑aligned growth narratives. Whether this expands into a full altseason remains uncertain, but these tokens are already shaping how traders view capital rotation in mid‑2025.

Author: CryptoNews
China’s Plan To Destroy The Dollar: Smart Money is on Hong Kong

China’s Plan To Destroy The Dollar: Smart Money is on Hong Kong

The China crypto ban just added another delicious layer to the Asian markets. China is creating a dip so they can buy it. Our theory at 99B is that China bans when the price is high and unbans it when the BTC price is low, so their citizens and companies don’t buy high. Forced diamond.. The post China’s Plan To Destroy The Dollar: Smart Money is on Hong Kong appeared first on 99Bitcoins .

Author: 99Bitcoins