DeFi

DeFi eliminates intermediaries by using smart contracts on blockchains to provide financial services like lending, borrowing, and trading. In 2026, the "DeFi 3.0" era is defined by Institutional DeFi and the integration of Real-World Assets (RWA). From liquidity provisioning on Uniswap to advanced lending on Aave, this tag tracks the evolution of autonomous financial systems, yield optimization, and the rise of AI-driven portfolio management in the decentralized economy.

68165 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
From vaults to value flows: Bitcoin’s era of financial infrastructure has begun | Opinion

From vaults to value flows: Bitcoin’s era of financial infrastructure has begun | Opinion

BTCFi doesn’t need to mimic Ethereum’s tempo—nor should it. The strength of Bitcoin’s financial layer will come from cohesion.

Author: Crypto.news
XRP Mining: What You Need to Know About Mining in 2025

XRP Mining: What You Need to Know About Mining in 2025

In the ever-changing digital currency industry, XRP has become a preeminent cryptocurrency due to its speed, low cost, and enterprise-level applications. As interest in cryptocurrency mining continues to reach unprecedented levels, one question that is increasingly on the minds of new users and investors is: Can XRP be mined? How to mine it? Therefore, we will review everything you need to know about XRP mining, clear up some misconceptions, and show modern alternatives for earning XRP in 2025. In addition, you will learn how to use the Hashj.net website to enhance the user experience of cryptocurrencies such as XRP. If you have not used cloud mining, you can click: www.hashj.net to register and receive $118 for free mining. Can XRP Be Mined? The brief reply: No, XRP cannot be mined. Here’s why: ● Fixed Supply: When the currency XRP was launched, 100 billion coins had been pre-mined by Ripple Labs. This whole supply already exists. ● There is no Proof-of-Work (PoW): Unlike Bitcoin , the value of which is provided with newly minted coins that miners earn by solving complicated math problems, XRP is based on a consensus model that does not provide validators with new coins. ● Distribution: Ripple Labs releases XRP coins into the environment by distributing them periodically with the help of partnerships, incentives, and ecosystem building, but there is no mining. That said, in case you have been considering going the mining rig route in order to get yourself some XRP, then you would be better off trying out other methods of getting it, trading it, or staking it to generate income, particularly through sites like Hashj.net. Alternatives to XRP Mining in 2025 And although old mining is out of the question, the options to gain XRP in 2025 are thrilling and realistic. 1. Users can participate in mining with Hashj rewards. An emerging trend in 2025 is the short-term reward contract, and Hashj is first in line to take the lead. Now, users will be able to make and join XRP-based reward agreements that can give them daily returns within a specified time. Such contracts are: Easy to apply Independent cloud-based (no equipment required) Time limited 1 to 30 days It’s designed to lower the barrier to entry, making it easy to get started even with no experience. You may view these reward contracts directly on Hashj.net, the contracts are presented publicly with daily yield and performance figures. 2. Hashj Gifts Cloud Mining Although XRP cannot be mined, Hashj offers solutions to mine other coins, such as Bitcoin or Dogecoin , among others, and receives cloud mining profits as well. These earnings can now be multiplied into XRP instantly through the platform and provide a user with a wriggle room to increase his and her XRP holding indirectly. On top of that, Hashj frequently gives sign-up gifts, free gift mining functions, and referral programs that add to your portfolio at no cost upfront. 3. Yield and Staking Platforms XRP does not turn into an ordinary mine, but it is possible to stake and put it into a yield platform, which allows getting daily or weekly income by lending the coin or providing liquidity to the pool. On certain DeFi platforms and custodial hosting services, you can stake your XRP to make a passive income through XRP staking pairs or stablecoin pools. Visit www.hashj.net to register and receive $118 to start earning XRP for free. Why XRP Is Still a Smart Choice in 2025 Although not mineable, XRP is gaining usage, and the following reasons make it increasingly popular: ● XRP’s Institutionalization: Many large financial institutions around the world are using XRP Ledger technology to achieve instant settlement of cross-border payments. ● Eco-Friendly: A single transaction requires XRP to consume a mere 0.0079 kWh, which is way lower than Bitcoin and Ethereum. ● Scalability: With speeds of more than 1,500 transactions/sec, the XRP Ledger is a quite trustworthy infrastructure that could support a considerable number of applications. ● Low Fees: The average transaction price is well under $ 0.01, which is perfect for micro transactions and worldwide remittances. These strengths ensure that XRP is a wise investment in your crypto portfolio, particularly when you want sustainability and speed. Getting Started with Hashj and XRP Hashj.net is an excellent option to use for those people who would like to learn more about XRP and crypto interaction in 2025. This is how one can get started: 1. Create a Free Account: Simply use an Email or Wallet to create your account. 2. Claim Free Mining Bonuses: After successful registration, you can receive $100 trial bonus + $18 cash and try free mining. 3. Select an XRP Contract: Select a reward XRP contract and use it in accordance with the goals. 4. Monitor Daily Returns: Watch your returns compound themselves without the need to have maintenance or mining. 5. Cash-Back or Recycle: You have instant withdrawal capabilities and recycle investment opportunities to increase your profits with Hashj. Is It Safe? Systems such as Hashj are transparent, user-friendly, and provide customer services. In 2025, Hashj has announced plans to implement improved KYC, 2-factor-authentication (2FA), and live monitoring during withdrawals to protect the money of its users. Hashj made it to the list of these reliable sources as it already has tens of thousands of active users every day and a verified payout history. Final Thoughts In the classical meaning of XRP mining, it is not possible because of its consensus model, but in the current scenario, there are more intelligent, faster, and easier methods to unlock more XRP in 2025. With the help of such new platforms like Hashj.net, the user will be able to access reward contracts, benefit through cloud-based mining of other coins, and easily convert his/her income to XRP. Being rewarded for the ability to move and be agile in the industry and make smart decisions, using these tools can precondition not only a good short-term result but long-term success in the crypto industry. As a new or professional enthusiast, XRP is still a digital asset you should consider trying out, whether it is or is not being mined.

Author: CryptoNews
According to Deflama data, Pumpfun's daily revenue hit a new low since May 2024, reaching $251,788.

According to Deflama data, Pumpfun's daily revenue hit a new low since May 2024, reaching $251,788.

PANews 8月2日消息,据 Defillama 数据显示,Pumpfun 日收入创 2024 年 5 月以来新低,达 251,788 美元。

Author: PANews
DeFi Education Fund urges Senate to strengthen crypto dev protections in draft bill

DeFi Education Fund urges Senate to strengthen crypto dev protections in draft bill

DeFi Education Fund called on the Senate Banking Committee to frame a key crypto market bill in a more tech-neutral way and strengthen crypto developer protections in a recent letter.

Author: PANews
Curve currently has about 25 chains online, but not all of them are strictly Layer 2. These include Arbitrum, Avalanche, Base, Celo, Gnosis, Hyperliquid, Ink, Polygon, Sonic, etc.

Curve currently has about 25 chains online, but not all of them are strictly Layer 2. These include Arbitrum, Avalanche, Base, Celo, Gnosis, Hyperliquid, Ink, Polygon, Sonic, etc.

PANews 8月2日消息,据 The Block 报道,CurveDAO 成员 phil_00Llama 提交了一项提案,旨在阻止这家去中心化交易所进一步扩展到其他以太坊 Layer2 层,理由是其缺乏经济效用。提案中写道:“Layer 2 占用了优秀开发者的时间。这些链至少需要与以太坊相同的关注,但回报却微乎其微。通过削减所有这方面的开发,Curve 可以重新获得精力,向更富有成效的方向发展”。“我认为 Curve 应该加大对以太坊的投入,例如专注于在以太坊生态系统中更广泛地采用 scrvUSD。” 他指出,“在交易量低迷的时候”,Curve 在以太坊主网上的矿池产生的收入是其所有 Layer 2 部署总和的 450 倍。 该提案是在 Aave 联合创始人 Marc Zeller 做出类似举动之后提出的。Marc Zeller

Author: PANews
Differentiating between DeFi developers and centralized intermediaries; clearly defining which intermediaries need to register with the government; criteria for determining whether a protocol is decen

Differentiating between DeFi developers and centralized intermediaries; clearly defining which intermediaries need to register with the government; criteria for determining whether a protocol is decen

PANews 8月2日消息,据 The Block 报道,DeFi 教育基金(DEF)提交意见书敦促参议院银行委员会认真考虑如何监管 DeFi,为 DeFi 设立专门监管框架。其强调立法应遵循四个关键目标:区分 DeFi 开发者和中心化中介机构;明确定义哪些中介机构需要向政府注册;确定协议是否去中心化的标准;以及技术中立的监管。 DEF 的意见书由 a16z Crypto、Jito Labs、Jump Crypto、Paradigm、Multicoin Capital、Solana Policy Institute、Uniswap Foundation、Uniswap Labs 和 Variant Fund 共同签署。该委员会正在讨论《2025 年负责任金融创新法案》(RFIA)草案,该法案是参议院于 2022 年 6

Author: PANews
Solana treasury firm DeFi Dev integrates Solflare as official wallet provider

Solana treasury firm DeFi Dev integrates Solflare as official wallet provider

DeFi Development Corp., a public company accumulating Solana as a treasury asset, has announced a major partnership with Solflare as its official wallet provider. DeFi Dev, which has aggressively accumulated Solana (SOL) since announcing its crypto strategy focused on the…

Author: Crypto.news
Weekly Crypto Regulation Roundup: SEC Advances ETF Reform, White House Unveils Crypto Roadmap

Weekly Crypto Regulation Roundup: SEC Advances ETF Reform, White House Unveils Crypto Roadmap

This week marked a turning point in U.S. crypto regulation, as both Congress and regulatory agencies moved forward with frameworks that could finally bring clarity to the digital asset space. With the SEC unveiling sweeping ETF reform and the White House publishing its long-awaited crypto policy report, America is sending a clear message: the U.S. wants to lead the next chapter of digital finance. Trump’s Crypto Regulation Roadmap Looks to Cement U.S. Leadership On July 30, the President’s Working Group on Digital Asset Markets released a 166-page report outlining the Trump administration’s blueprint for transforming the U.S. into the “Crypto Capital of the World.” The document, which embraces terms like “Golden Age of Crypto,” proposes legislative and regulatory clarity as the foundation for future growth. 🇺🇸 Trump admin report calls for clear SEC/CFTC crypto rules, DeFi adoption & modern bank reforms. #Trump #CryptoRegulations https://t.co/qLYj3tAhZ2 — Cryptonews.com (@cryptonews) July 30, 2025 Key recommendations include giving the Commodity Futures Trading Commission (CFTC) explicit authority over spot markets for non-security digital assets and formally integrating decentralized finance (DeFi) into traditional market infrastructure. The report also calls for Congress to affirm the right of people to custody their own digital assets and transact peer-to-peer without financial intermediaries. Additionally, the report reflects a political strategy as well. With Trump enjoying a 72% approval rating among crypto holders—according to internal polling cited in the report—there’s no doubt that crypto policy is becoming a serious campaign platform. Industry leaders have responded positively. Rebecca Liao, co-founder, and CEO of Web3 protocol Saga, commented: “By today’s standards, this policy document is not controversial and reflects crypto consensus. Because the recommendations are more reasonable, they should be easier to implement than the extreme ideas often floated on Crypto Twitter.” “Even diehard crypto maxis now accept that unchecked manipulation has eroded trust. For this market to grow sustainably, that issue can’t be ignored much longer,” said Liao. Congressional Pressure Mounts to Pass Crypto Market Structure Legislation Following the report’s release, House Financial Services Committee Chairman French Hill issued a statement urging the Senate to act swiftly. With the GENIUS Act already the law and the CLARITY Act receiving overwhelming bipartisan support in the House, Hill is pushing for crypto market structure legislation to reach President Trump’s desk. “I’m pleased to see the Working Group’s strong support of the CLARITY Act,” said Hill. “Now the Senate must expeditiously work to deliver critical legislation that realigns our regulatory landscape with the President’s vision.” SEC Unveils Project Crypto and Advances ETF Reform In tandem with the White House roadmap, the SEC launched “Project Crypto,” a sweeping initiative designed to modernize securities laws to accommodate blockchain-based financial products. Chairman Paul Atkins announced the initiative during a speech at the America First Policy Institute, stating that the time had come to bring crypto asset issuance and trading back to U.S. soil. 🚀 SEC Chairman Paul Atkins launches 'Project Crypto' initiative to make America the 'crypto capital of the world' through comprehensive regulatory modernization. #SEC #Crypto #America https://t.co/7dVUQ2rEZ8 — Cryptonews.com (@cryptonews) July 31, 2025 Perhaps most impactful is the SEC’s new Generic Listing Standards for crypto exchange-traded products. These rules, published via the CBOE, outline that any crypto asset with active futures markets for at least six months would automatically qualify for ETF listing. Analysts believe up to a dozen tokens could be approved by October, opening the door to a more inclusive and transparent crypto investment market. 🚀 SEC establishes new crypto ETF listing standards enabling approximately dozen major digital assets to gain approval by October through streamlined framework. #SEC #ETFs https://t.co/grlJtGb5tH — Cryptonews.com (@cryptonews) July 31, 2025 A New Era for Regulated Crypto Investing? The week’s developments in crypto regulation suggest that after years of fragmented regulation and uncertainty, a new era may be dawning for U.S.-based crypto investors. Policies are becoming more predictable, access is being broadened, and lawmakers are working in parallel with regulators to build lasting infrastructure. Laurent Kssis, CEO of CEC Capital and a seasoned crypto ETP expert, welcomed the FCA’s recent decision to allow UK retail investors access to crypto ETNs as a sign that matures regulatory environments are finally gaining momentum. 🚨 The UK FCA will allow retail investors to access crypto ETNs starting Oct 8—reversing a 4+ year ban. #FCA #ETNs https://t.co/aK2NkOS0Md — Cryptonews.com (@cryptonews) August 1, 2025 As we enter the second half of 2025, the tone is clear: crypto is no longer a fringe asset class. With regulatory foundations being laid in Washington, the opportunity to reshape global digital finance is very much alive—and increasingly being led from the top.

Author: CryptoNews
ADA might take years to hit $10, but this coin could soar from below $0.003 to $0.30 fast

ADA might take years to hit $10, but this coin could soar from below $0.003 to $0.30 fast

Cardano stalls below ATH as Little Pepe surges in presale, offering faster upside with real blockchain utility. #partnercontent

Author: Crypto.news
Tron Volume Jumps 44%, Sui Drops 5%, Pi Suffers Unlock – Altcoin Season in Flux?

Tron Volume Jumps 44%, Sui Drops 5%, Pi Suffers Unlock – Altcoin Season in Flux?

The crypto market enters August 2025 with mixed interpretations about whether an altcoin season is taking shape. While Bitcoin remains near its recent highs, some traders are shifting attention toward projects like Tron, Sui, and Pi Coin. Each shows contrasting price action and sentiment, making them part of the debate over the durability of the current altseason trend. Tron: Steady Growth With Utility Tron (TRX) has maintained steady traction in recent weeks. The Tron price is around $0.32, according to CoinMarketCap, with a market cap of about $31 billion and daily trading volume of nearly $1.54 billion, up by 44% within the past 24 hours. Here’s where I’ll be staying at @BlueOrigin ’s Astronaut Village! Comment on my Tiktok what you want to know about my experience—I’ll answer your questions tomorrow!👇 https://t.co/gSJ9xlJpH6 pic.twitter.com/5oXcxmBk6x — H.E. Justin Sun 🍌 (@justinsuntron) August 1, 2025 July trading showed a stable range between $0.28 and $0.33. This consolidation suggests steady demand despite market volatility. Analysts cite Tron’s DeFi footprint and lower supply compared to competitors as reasons why it continues to attract flows during periods when altcoin season activity rises. Whale accumulation and consistent activity across Tron’s DeFi applications add to the case for continued relevance. Some research outlets have pointed to its ability to maintain liquidity and support ecosystem projects, which has allowed TRX to stay in the conversation despite stronger competition from the Ethereum and Solana ecosystems. Sui: Growth Meets Recent Pullback The Sui price currently sits near $3.58, supported by a market cap of about $12.3 billion and daily trading volume exceeding $2.4 billion. Data shows a modest pullback of about 5% over the past 24 hours, after a month of strong inflows. Sui Price (Source: CoinMarketCap) Sui’s object‑based design and parallel execution continue to set it apart among Layer‑1 protocols. On‑chain adoption in DeFi and GameFi has supported TVL growth, though recent price softness has tempered short‑term sentiment. LunarCrush metrics earlier in July showed strong social engagement, reinforcing that traders continue to monitor SUI closely despite the decline. Analysts suggest late‑2025 could prove important if upcoming integrations and ecosystem expansions deliver new user activity. For now, Sui represents an asset with utility and traction but is facing pressure from broader market sentiment. Pi Coin: Supply Concerns Pressure Sentiment The Pi Coin price is trading around $0.4 , with recent reports pointing to downward pressure following a July supply unlock. Pi’s daily volumes remain low compared to Tron and Sui, indicating weaker liquidity. Analysts note that a 17% drop in July coincided with a token unlock event of about 160 million PI, raising concerns about further dilution. Investor sentiment remains cautious. Without clear use cases or robust DeFi integration, Pi’s price action suggests it is more dependent on community participation and speculative cycles than underlying protocol adoption. Altcoin Season or Market Pause? The Altcoin Season Index remains 36, meaning that Bitcoin continues to outperform most altcoins. Yet the steady performance of Tron, the active though volatile market for Sui, and the ongoing debate over Pi Coin show that interest in mid‑cap assets persists. Some traders argue that altseason requires a broader rotation into tokens like these. Others believe current conditions represent selective trading rather than a full cycle. Whether this develops into a sustained altcoin season remains uncertain. Tron offers steady liquidity and usage, Sui continues to build out infrastructure despite recent declines, and Pi Coin reflects the risks of supply shocks. Together, these tokens capture the range of outcomes possible in an altseason: steady performers, growing platforms, and speculative risks. For traders, they illustrate how the cycle can extend beyond Bitcoin—even if the breadth of participation remains limited.

Author: CryptoNews