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DeFi

DeFi eliminates intermediaries by using smart contracts on blockchains to provide financial services like lending, borrowing, and trading. In 2026, the "DeFi 3.0" era is defined by Institutional DeFi and the integration of Real-World Assets (RWA). From liquidity provisioning on Uniswap to advanced lending on Aave, this tag tracks the evolution of autonomous financial systems, yield optimization, and the rise of AI-driven portfolio management in the decentralized economy.

68203 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
CrediX hacker agrees to return $4.5m after successful negotiations

CrediX hacker agrees to return $4.5m after successful negotiations

The attacker behind the $4.5 million exploit on CrediX Finance has agreed to return the stolen funds following a settlement with the protocol. In an update shared late Monday, CrediX revealed that it has successfully negotiated with the exploiter who…

Author: Crypto.news

2025/08/05

4 best memecoins to check out in August 2025 that could become the next PEPE

4 best memecoins to check out in August 2025 that could become the next PEPE

Summer 2025 could be pivotal for memecoins, with Little Pepe, Pudgy Penguins, Bonk, and Dogwifhat mixing viral culture with utility to challenge PEPE’s dominance. #partnercontent

Author: Crypto.news

2025/08/05

Aptos Ecosystem Decibel Launches Development Testnet, Launching CEX-Level On-Chain Trading Platform

Aptos Ecosystem Decibel Launches Development Testnet, Launching CEX-Level On-Chain Trading Platform

PANews reported on August 5th that CoinDesk has announced that Decibel , an on-chain trading protocol supported by Aptos , has launched on the Aptos Devnet and is open for

Author: PANews

2025/08/05

European Banking Authority Unveils New Capital Rules for Crypto – Here’s What Banks Must Do

European Banking Authority Unveils New Capital Rules for Crypto – Here’s What Banks Must Do

The European Banking Authority (EBA) has released its draft Regulatory Technical Standards (RTS) on Tuesday detailing how financial institutions must treat crypto-asset exposure under the Capital Requirements Regulation. These draft rules aim to offer a framework for calculating risks associated with digital assets as the European Union integrates crypto more firmly into its regulatory architecture. EBA Defines the Capital Treatment for Crypto Assets The new regulations provide a framework for the treatment of crypto-assets, setting out how banks and institutions must calculate and report their exposure to various types of digital assets. These include unbacked crypto-assets such as Bitcoin, asset-referenced tokens (ARTs) linked to fiat or commodities, and tokens that reference other crypto-assets. The rules specify capital treatment for a range of risk categories — including credit risk, market risk, counterparty credit risk, and credit valuation adjustment risk. Institutions will need to adopt specific formulas and methodologies to calculate their exposure, considering factors such as netting, hedging, and position aggregation. Alignment with Basel and MiCA Frameworks The EBA’s draft standards are designed to meet with international standards, particularly the Basel Committee’s guidance on the treatment of crypto-asset exposures. The RTS also takes into account the European Union’s Markets in Crypto-Assets Regulation (MiCA). One key change from the consultation phase was the removal of the “prudent valuation” requirement for fair-valued crypto exposures — a move welcomed by many in the industry. Instead, the draft includes a new provision clarifying how long and short positions should be aggregated when calculating exposure limits. Transitional Rules for Evolving Markets? Recognising the rapid change in the crypto space, the RTS serves as an interim regulatory measure. Under Article 501d of CRR 3, these standards provide a transitional prudential treatment that allows institutions to capitalise crypto-asset exposures while a more permanent framework is developed. This transitional approach gives banks the ability to engage with crypto markets — whether through custody, issuance, or brokerage services — while maintaining appropriate safeguards. What Banks Must Do Now Institutions with crypto exposure will need to update their risk models, compliance systems, and reporting mechanisms in line with the new RTS. This includes recalibrating internal capital models to accommodate crypto volatility, implementing accurate valuation methods, and ensuring that any hedging strategies meet the EBA’s strict criteria. Given the increasing client demand for crypto services — from custody to trading — these rules provide banks with the clarity needed to expand operations while managing risk. Failure to adhere to the new standards could result in higher capital requirements and increased scrutiny from regulators. Cash Here to Stay, Says ECB Amid Rise in Digital Payments On Monday, the European Central Bank (ECB) said it is doubling down on its commitment to preserve physical cash. 🇪🇺 @ECB executive Piero Cipollone confirms euro banknotes will stay circulation—alongside a future digital euro. #DigitalEuro #Payments https://t.co/Gok3GOS3lU — Cryptonews.com (@cryptonews) August 4, 2025 In a blog post titled “Making euro cash fit for the future,” ECB Executive Board Member Piero Cipollone outlines why cash remains indispensable—and how the ECB plans to ensure it stays that way. The ECB explains that while digital payments are growing rapidly, especially following the COVID-19 pandemic, Cipollone made it clear: physical cash isn’t being phased out. Instead, it’s being preserved and modernised to coexist with digital innovations, such as the upcoming digital euro.

Author: CryptoNews

2025/08/05

Inveniam invests $20 million in MANTRA to advance the US-Arab RWA ecosystem

Inveniam invests $20 million in MANTRA to advance the US-Arab RWA ecosystem

PANews reported on August 5th that Inveniam Capital Partners announced a $20 million investment in MANTRA, a Layer 1 public blockchain , and entered into a strategic partnership to jointly

Author: PANews

2025/08/05

One Smartphone, Two Streams: How JAMining Redefines Cloud Mining for ETH and BTC

One Smartphone, Two Streams: How JAMining Redefines Cloud Mining for ETH and BTC

As cryptocurrency mining faces increasing scrutiny over environmental costs and regulatory challenges, JAMining has quietly emerged as a global leader in making passive crypto income accessible to anyone, with nothing more than a mobile phone and $200. Designed for transparency, ease of use, and fixed return clarity, JAMining’s AI-powered cloud mining platform enables users to generate ETH and BTC income automatically – no rigs, no coding, no guesswork. The company’s mobile-first interface is built to democratize crypto earnings for both first-time users and seasoned investors seeking portfolio diversification outside volatile spot trading. The company spokesperson said: “Cloud mining should not require a Ph.D. in blockchain. What matters is daily income users can count on, backed by smart contracts and sustainable infrastructure.” Redefining Crypto Income: One Tap at a Time Unlike traditional mining setups that require expensive GPUs, high power usage, and technical oversight, JAMining offers fixed-term mining contracts fully managed in the cloud. With regulatory-compliant operations and automated daily payouts, the company bridges the gap between crypto infrastructure and consumer accessibility. Key advantages include: Regulatory alignment across multiple jurisdictions Sustainable mining operations powered by renewable energy data centers Smart contract-based payouts for full transparency Mobile-first UX , designed for global accessibility USDT-based fixed earnings , eliminating token volatility risk Profit Snapshot: Sample Mining Contracts (Explore more contracts) All returns are settled in USDT , ensuring users are protected from token price volatility while benefiting from crypto-based infrastructure. Global Demand, Local Simplicity With an international user base spanning over 10 million registered users, JAMining continues to expand its reach into regulated markets. Its focus on user-friendly digital interfaces and automatic income delivery has made it especially popular among mobile-first regions in Asia, Africa, and Latin America. Environmental sustainability remains at the heart of JAMining’s expansion strategy. Over 70% of its server infrastructure is powered by hydroelectric and solar sources, reducing the carbon footprint commonly associated with cryptocurrency mining. About JAMining JAMining is a next-generation cloud mining platform that provides secure, transparent, and automated cryptocurrency income solutions. By removing the barriers of traditional mining – hardware, electricity, and technical knowledge – JAMining allows anyone to participate in digital asset growth and earn stable returns. The platform operates in strict alignment with international compliance standards and is committed to sustainable, user-centric innovation. Contact: info@jamining.com Website: https://jamining.com

Author: CryptoNews

2025/08/05

Palantir revenues soar above estimates toppling $1b – will crypto AIs follow suit?

Palantir revenues soar above estimates toppling $1b – will crypto AIs follow suit?

Data analytics firm Palantir saw a 48% increase in sales revenue in the second half of 2025 as it rides the high waves of an AI momentum. Is the crypto AI sector next on the surge list? According to data…

Author: Crypto.news

2025/08/05

Trading revolution: Perpetual futures take the lead | Opinion

Trading revolution: Perpetual futures take the lead | Opinion

Regulators and clients must encourage banks, hedge funds, and asset managers to use perpetual futures for hedging and speculative strategies.

Author: Crypto.news

2025/08/05

Crossing the chasm, “crypto-related” companies will replace “crypto-native” projects and move towards the mainstream

Crossing the chasm, “crypto-related” companies will replace “crypto-native” projects and move towards the mainstream

Author: Richard Chen Compiled by Tim, PANews It's 2025, and cryptocurrencies are going mainstream. The GENIUS Act has been signed into law, and we finally have a clear regulatory framework

Author: PANews

2025/08/05

Chainlink Launches Real-Time US Stock and ETF Data Streams to Boost the Tokenized RWA Market

Chainlink Launches Real-Time US Stock and ETF Data Streams to Boost the Tokenized RWA Market

PANews reported on August 5th that Chainlink officially launched real-time Data Streams, providing sub-second latency price data for US stocks and ETFs, including major assets such as SPY, QQQ, AAPL,

Author: PANews

2025/08/05

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